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1729 Sherman Dr, Utica, NY, 13501

4beds
3baths
2,244sqft
$399,000
$178price/sqft
$3,182/moest. monthly cost
$127,280/yrincome needed

About This Home

Rare opportunity to own this unique 4-bedroom, 3-bath estate property featuring a first-floor in-law suite, hardwood floors, a spacious living room with fireplace, and an eat-in kitchen. Enjoy a scenic pond and an additional 12.2 acres offering exceptional privacy and room to roam. Bring your vision and personal touches to make this special property your own. Endless possibilities await! This property includes 2 tax maps. The acreage for 304889-341-005-0002-050.1 is 12.2 for a total of 14 acres. Taxes for 304889-341-005-0002-050.1 are currently unavailable. House is sold as is as seen.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Hughes Elementary SchoolGrades K-62.2 mi
9/10
Perry Junior High SchoolGrades 7-102.2 mi
10/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1937

Materials

  • Foundation: Block,Poured
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dining Area,Entrance Foyer,Separate/Formal Living Room,Guest Accommodations,Kitchen Island,Main Level Primary,Primary Suite
  • Flooring: Hardwood,Tile,Varies

Heating

  • Heating features: Electric,Oil,Baseboard,Forced Air

Interior Area

  • Total structure area: 2,244
  • Total interior livable area: 2,244 sqft

Property

Details

  • Parcel number: 30488934100500020500000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Blacktop Driveway,Deck,Patio

Lot

  • Lot size: 1.80 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 187 x 303

Parking

  • Total spaces: 2
  • Parking features: Attached,Underground,Garage,Heated Garage,Workshop in Garage,Water Available,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$220$2,640
Property Taxes $575$6,900
Electricity $370$4,450
Total$3,182$38,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,097/yr
40% on housing$95,460/yr
45% on housing$84,853/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 13501$103
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13501$144
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$399,000
2026-06-17Listed for sale$450,000

For Sale by Agent

AgentPaul F. Sacco
BrokerageAcropolis Realty Group LLC

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