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84 Mount Meadow Ln, Flat Rock, NC, 28731

1beds
1baths
408sqft
$150,000
$368price/sqft
$1,068/moest. monthly cost
$42,720/yrincome needed

About This Home

Welcome to The Hamlet by Simple Life! This charming 1BR/1BA + loft cottage, built in 2024, sits on a desirable corner lot backing up to horse pastures for a peaceful and picturesque setting. A covered front porch adds to the home's inviting appeal, while inside you'll find high ceilings, added windows, and plenty of natural light that create a bright, open feel throughout. The main-level primary bedroom and bath with tub offer convenient everyday living, and the loft provides flexible space for guests, hobbies, or a home office. Located in a gated leased-land community, The Hamlet by Simple Life offers an amenity-rich lifestyle with 2 pools, 2 clubhouses, 2 gyms, daily social events, community gardens, dog parks, dog washing stations, community tool sheds, and more. Cozy, stylish, and move-in ready, this home is a wonderful opportunity to enjoy low-maintenance living in a vibrant community.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
Upward ElementaryGrades PK-50.5 mi
6/10
Flat Rock MiddleGrades 6-83.1 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Door features: Doorman
  • Flooring: Vinyl
  • Finished area above ground: 408

Heating & Cooling

  • Heating features: Electric,Forced Air,Zoned
  • Cooling features: Wall/Window Unit(s),Zoned

Interior Area

  • Total structure area: 408
  • Total interior livable area: 408 sqft

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 981

Features

  • Stories: 1
  • Patio & porch: Covered Porch,Open Porch,Deck
  • Has view: Yes
  • View description: Scenic

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Inland Flooding
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$49$588
Property Taxes $61$732
Electricity $200$2,405
Total$1,068$12,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,617/yr
40% on housing$32,040/yr
45% on housing$28,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 28731$193
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28731$255
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-18Listed for sale$150,000

For Sale by Agent

AgentGlori Keating
BrokerageKeller Williams Mountain Partners

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