402 McKracken Ln #412, Espanola, NM, 87532
About This Home
Investment opportunity with a prime multi unit and development parcel. This highly sought after property in the McCurdy district offers a diversified portfolio of income producing real estate and a separate ready parcel space for an RV. Two separate income generating duplex structures providing four total residential units. And a distinct piece of land equipped with established utility connections and infrastructure for a travel trailer or RV.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Northern New Mexico,One Story
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Interior Steps
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,572
- Total interior livable area: 2,572 sqft
Property
Accessibility
- Accessibility features: Not ADA Compliant
Details
- Parcel number: 99304582
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Living area range: 2,501-3,000
Lot
- Lot size: 0.73 Acres
Parking
- Total spaces: 8
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Fe County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,820 | $21,840 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $135 | $1,620 |
| Electricity | $182 | $2,194 |
| Total | $2,271 | $27,252 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $360,000 |
| 2026-06-17 | Listed for sale | $360,000 |
View on Zillow