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51 Spencer St #A, Millis, MA, 02054

3beds
3baths
1,700sqft
$680,000
$400price/sqft
$4,552/moest. monthly cost
$182,080/yrincome needed

About This Home

Last chance to own an exceptional newly constructed condominium. This property offers a fresh, new start for modern living. A welcoming front porch, generous size deck, both with carefree, composite decking. Inside you will find a modern, thoughtfully designed open concept plan. Beautiful white shaker style cabinetry, granite counters (still have time to select your color) stainless appliances, a breakfast counter island all flowing into the dining and family room space for comfort and convenience. Hardwood on first floor stairs & hall, 3 very good-sized bedrooms, all with ample closet space. A primary bedroom with private bath, double sinks, privacy door & a walk -in closet. Convenient, separate laundry rm on 2nd fl. Plenty of space for baskets! A dedicated garage space adds to the practical appeal of this residence. Full unfinished basement ready for your imagination. Embrace the prospect of a new home crafted for contemporary, carefree living in a desirable country setting. Welcome!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
8/10
Millis Middle SchoolGrades 6-80.6 mi
7/10
Millis High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Condex,Townhouse

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave
  • Laundry features: Second Floor,In Unit,Electric Dryer Hookup

Basement

  • Has basement: Yes

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Carpet
  • Finished area above ground: 1,700
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Kitchen

  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 3684644
  • Attached to another structure: Yes
  • Zoning: R

Features

  • Entry location: Unit Placement(Street)
  • Patio & porch: Porch,Deck - Composite
  • Exterior features: Porch,Deck - Composite,Rain Gutters

Parking

  • Total spaces: 3
  • Parking features: Attached,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$182$2,184
Property Taxes $578$6,936
Electricity $354$4,259
Total$4,552$54,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,068/yr
40% on housing$136,560/yr
45% on housing$121,386/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 02054$341
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02054$351
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-17Listed for sale$680,000

For Sale by Agent

AgentMaria Varrichione
BrokerageREMAX Executive Realty

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