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87 Depot St Unit B, Richville, NY, 13681

5beds
2baths
1,568sqft
$105,425
$67price/sqft
$1,068/moest. monthly cost
$42,720/yrincome needed

About This Home

Family Compound / Investment Opportunity on 2.90 Acres! Two residential units on one parcel offering endless possibilities for owner-occupants, multi-generational living, or rental income potential. The first residence is a 2-3 BR, 1 BA single-wide mobile home (1975) featuring a three-season porch/mudroom, indoor garden room, spacious eat-in kitchen with abundant cabinetry, bright living room with bay window, two bedrooms, full bath, and an enclosed porch suitable for a possible third bedroom, office, game room, or storage area. The second residence is a 1 BR, 1 BA cottage (2008) with an open-concept living, dining, and kitchen area, spacious bedroom with en-suite bath, and laundry area. Property features a detached 2-car garage with workshop space, fully fenced yard, and 2.90 acres of usable land. Separate septic systems and shared well. Potential subdivision opportunity; buyers to perform due diligence and verify permitted uses, subdivision potential, and zoning requirements with local authorities. Conveniently located with room to expand, invest, or create your own family compound. Bedrooms, bathrooms, & square footage are a combination of both properties

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

2/10
5/10
Gouverneur Middle SchoolGrades 5-87.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1975

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Cottage,Manufactured Home,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Gas Oven,Gas Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Dining Area,Eat-in Kitchen,Separate/Formal Living Room,Kitchen/Family Room Combo,Bedroom on Main Level,Main Level Primary
  • Flooring: Carpet,Laminate,Varies

Heating

  • Heating features: Propane,Other,See Remarks,Forced Air

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 1,568 sqft

Property

Details

  • Parcel number: 40300114504000010020010000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dirt Driveway,Gravel Driveway,Propane Tank - Leased

Lot

  • Lot size: 2.90 Acres
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 545 x 250

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $533$6,396
Home Insurance *$107$1,284
Property Taxes $169$2,028
Electricity $259$3,109
Total$1,068$12,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,617/yr
40% on housing$32,040/yr
45% on housing$28,480/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 13681
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13681$68
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Price change$105,425
2026-06-17Listed for sale$109,825

For Sale by Agent

AgentElizabeth Rushell Chaltain
BrokerageChaltain Realty, LLC

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