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21478 Southside Rd, Onancock, VA, 23417

2beds
1baths
600sqft
$154,999
$258price/sqft
$1,159/moest. monthly cost
$46,360/yrincome needed

About This Home

The perfect little cottage set back in the country just 3 miles from downtown Onancock and 6 miles to Riverside Hospital. We bought this as in investment property in 2021 along with the house next door. It needed a lot of love but we could easily see its potential with original hardwood floors & great, easy floor plan. We refinished the hardwood floor, completely gutted and revamped the bathroom and kitchen. You will love the simple and modern bathroom design with a walk-in tile shower. The house is currently listed on Airbnb and has an excellent track record. (Please note; all bookings in July will be honored) We are offering an open house on July 30th or you could book it on Airbnb to see how you like it. Contact us direct for more information. Remodel updates: 2021 -refinished hardwoods. new bathroom. New kitchen. New oven and dishwasher. 2025 new HVAC 2026 New Roof. Repainted interior.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
6/10
Nandua Middle SchoolGrades 6-84.7 mi
4/10
Nandua High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Range / Oven,Refrigerator,Trash compactor,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Hardwood,Linoleum / Vinyl

Interior Area

  • Total interior livable area: 600 sqft

Property

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 0.75 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Strong Wind
Heat Wave
Inland Flooding
Ice Storm
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$110$1,320
Property Taxes $64$768
Electricity $202$2,433
Total$1,159$13,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,737/yr
40% on housing$34,770/yr
45% on housing$30,906/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 23417$183
Accomack County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 23417
Accomack County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-17Listed for sale$154,999

For Sale by Owner

AgentProperty Owner

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