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5765 Chadwick Dr, Pendleton, IN, 46064

5beds
4baths
3,062sqft
$565,900
$185price/sqft
$3,769/moest. monthly cost
$150,760/yrincome needed

About This Home

Welcome to the Johnstown by D.R. Horton, America's Builder-a residence that redefines spaciousness and modern luxury. Boasting an impressive 3,062 square feet, this home is designed to accommodate every aspect of a busy lifestyle with its 5 generous bedrooms, 3.5 bathrooms, and a versatile 3-car garage that provides ample room for vehicles and storage alike. The main level is a masterclass in functional design. A rare first-floor bedroom offers the perfect setup for guests or multi-generational living, while a dedicated flex room near the entrance provides a quiet space for a home office or formal library. The heart of the home is the stunning kitchen, a chef's dream featuring a massive center island, endless countertop workspace, and a large corner pantry. This culinary hub flows seamlessly into the abundantly-sized great room and dining area, creating an ideal environment for large gatherings. Upstairs, the living space is equally impressive. The primary suite serves as a true sanctuary, complete with a deluxe ensuite bathroom and the luxury of two separate walk-in closets. Three additional bedrooms surround a massive open loft, providing a second living area for movies or play. A centrally located laundry room completes the upper level for ultimate convenience. To ensure peace of mind, the Johnstown includes America's Smart Home Technology, featuring a video doorbell, Honeywell thermostat, and Deako light package. Photos may be representative of home and vary as built.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
9/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Shingle Siding,Vinyl With Brick

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,MicroHood,Gas Oven,Refrigerator
  • Laundry features: Upper Level

Bedroom2

  • Level: Main
  • Area: 152.6389
  • Dimensions: 13'1 x 11'8

Bedroom3

  • Level: Upper
  • Area: 143.8264
  • Dimensions: 12'5 x 11'7

Bedroom4

  • Level: Upper
  • Area: 142.375
  • Dimensions: 12'9 x 11'2

Bedroom5

  • Level: Upper
  • Area: 128.2708
  • Dimensions: 11'9 x 10'11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Breakfast Room

  • Level: Main
  • Area: 148.8681
  • Dimensions: 8'1 x 18'5

Features

  • High Ceilings,Kitchen Island,High Speed Internet,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Window features: Wood Work Painted

Great Room

  • Level: Main
  • Area: 263.9722
  • Dimensions: 14'4 x 18'5

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,062
  • Total interior livable area: 3,062 sqft

Kitchen

  • Level: Main
  • Area: 233.2778
  • Dimensions: 12'8 x 18'5

Library

  • Level: Main
  • Area: 160.2708
  • Dimensions: 13'1 x 12'3

Loft

  • Level: Upper
  • Area: 171
  • Dimensions: 12 x 14'3

Master Bedroom

  • Level: Upper
  • Area: 244.1111
  • Dimensions: 14'1 x 17'4

Property

Details

  • Parcel number: 999999999999999999
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,861$34,332
Home Insurance *$284$3,408
Property Taxes $344$4,128
Electricity $280$3,368
Total$3,769$45,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,222/yr
40% on housing$113,070/yr
45% on housing$100,506/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 46064$162
Madison County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 46064$166
Madison County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$554,900
2026-08-11Price change$554,900
2026-08-07Price change$568,600
2026-08-03Price change$565,900
2026-07-10Price change$559,900
2026-06-27Price change$570,635
2026-06-18Price change$570,805
2026-06-17Listed for sale$570,635

New Construction

AgentFrances Williams
BrokerageDRH Realty of Indiana, LLC

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