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977 Oak St, Columbus, OH, 43205

3beds
4baths
2,027sqft
$469,900
$232price/sqft
$3,430/moest. monthly cost
$137,200/yrincome needed

About This Home

Welcome to 977 Oak Street, an absolutely stunning new build condo and part of the highly anticipated Oak Street Commons, a six home development in the heart of Olde Towne East! This brand new build features 3 bedrooms, 3.5 bathrooms, including 2 primary suites and over 2,000 ft2 of living space! Enjoy an open concept, first floor with dedicated dining and a chef's kitchen with gas range and tons of storage, along with a half bath and bright living space! Upstairs, enjoy two large bedrooms, both with a primary en-suite bathroom featuring high end finishes! The lower level features a 2nd living space, along with another full bathroom with high end finishes and a guest bedroom with egress! Outside, enjoy a private yard and 1 car garage. Walkable to all that downtown Columbus has to offer!

Getting Around

81
WalkingVery Walkable
49
TransitSome Transit
82
BikeVery Bikeable

Schools

4/10
4/10
Champion Middle SchoolGrades 6-80.7 mi
4/10
East High SchoolGrades 9-120.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Laminate,Carpet,Ceramic/Porcelain
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 2,027 sqft

Property

Details

  • Parcel number: 01003733700
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$238$2,856
Property Taxes $599$7,188
Electricity $217$2,608
Total$3,430$41,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,600/yr
40% on housing$102,900/yr
45% on housing$91,466/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 43205$202
Franklin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 43205$196
Franklin County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$464,900
2026-07-23Price change$469,900
2026-07-10Price change$474,900
2026-06-24Price change$479,900
2026-06-17Listed for sale$489,900

New Construction

AgentBradley Clarizio
BrokerageRed 1 Realty

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