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104 Calvert Ct, Eaton, OH, 45320

4beds
2baths
1,771sqft
$294,900
$167price/sqft
$2,110/moest. monthly cost
$84,400/yrincome needed

About This Home

Discover the effortless lifestyle awaiting in this thoughtfully designed Chatham floorplan, where modern convenience meets spacious single-story living. This residence presents an exceptional opportunity for those seeking comfort and functionality, offering four bedrooms and two bathrooms across approximately 1,776 square feet. The heart of the home features an open-concept kitchen, dining, and living area, perfect for creating memorable moments and daily relaxation. Culinary enthusiasts will appreciate the large kitchen island, complemented by sleek stainless steel appliances and a generous walk-in pantry, ensuring both style and practicality. The private primary suite, a serene retreat positioned at the rear of the home, boasts a spacious walk-in closet and a double-sink vanity, providing a luxurious escape. Three additional bedrooms and a full bathroom are strategically located at the front, offering versatile spaces ideal for guests, family, or a dedicated home office. Experience unparalleled ease with HOA services that include grass cutting, mulching, and snow removal, allowing more time to enjoy the vibrant community atmosphere and less time on exterior maintenance. This home is more than just a dwelling; it's a gateway to a balanced and fulfilling lifestyle.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Eaton Middle SchoolGrades 6-82.4 mi
6/10
Eaton High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder model: Chatham

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main
  • Dimensions: 12 x 15

Bedroom

  • Level: Main
  • Dimensions: 10 x 11

Bedroom

  • Level: Main
  • Dimensions: 10 x 11

Bedroom

  • Level: Main
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Breakfast Room Nook

  • Level: Main
  • Dimensions: 15 x 17

Entry Foyer

  • Level: Main
  • Dimensions: 27 x 4

Features

  • Kitchen/Family Room Combo,Laminate Counters,Pantry
  • Window features: Double Pane Windows,Insulated Windows,Vinyl

Great Room

  • Level: Main
  • Dimensions: 15 x 14

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,771
  • Total interior livable area: 1,771 sqft

Kitchen

  • Level: Main
  • Dimensions: 15 x 17

Property

Details

  • Parcel number: 40000600401028000
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$186$2,232
Property Taxes $240$2,880
Electricity $193$2,320
Total$2,110$25,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,342/yr
40% on housing$63,300/yr
45% on housing$56,266/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 45320$130
Preble County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 45320
Preble County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$294,900

New Construction

AgentJames McKinney
BrokerageD.R. Horton Realty of Ohio Inc

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