196 Cemetery Rd, Fly Creek, NY, 13337
About This Home
Unlock the possibilities with this unique investment property featuring a charming cottage residence and an impressive 5,700-square-foot commercial workshop, all situated on one parcel. Whether you're an entrepreneur seeking a live-work setup, an investor looking to diversify income streams, or a business owner in need of substantial workspace, this property offers a combination that is increasingly difficult to find. The cottage provides comfortable residential accommodations that can serve as an owner-occupied residence, employee housing, or a rental unit generating additional income. Its manageable size and cozy character make it an attractive option for tenants seeking a peaceful place to call home. The true centerpiece of the property is the expansive 5,700-square-foot commercial workshop. Offering ample space for manufacturing, fabrication, storage, contracting operations, automotive work, woodworking, warehousing, or a variety of other commercial ventures, this versatile building presents tremendous opportunities for business growth and income generation. The large footprint allows for multiple work areas, equipment storage, inventory management, and future expansion possibilities. Located just under 4 miles from the Village of Cooperstown, don't miss this exceptional opportunity to own a property where residential comfort and commercial capability come together to create outstanding investment value.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 3
- Full bathrooms: 1
- 1/2 bathrooms: 2
Features
- Finished area above ground: 336
Heating
- Heating features: Propane,Other
Interior Area
- Total structure area: 336
- Total interior livable area: 336 sqft
Kitchen
- Features: Eat-in Kitchen
Property
Details
- Parcel number: 114.05151.00
- Lease amount: 0
Features
- Has view: Yes
- View description: Street
- Frontage length: 0
Lot
- Lot size: 0.92 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $415 | $4,980 |
| Property Taxes | $352 | $4,224 |
| Electricity | $246 | $2,954 |
| Total | $2,403 | $28,836 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-17 | Listed for sale | $275,000 |
View on Zillow