See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5133 Central Ave #1, Ocean City, NJ, 08226

4beds
2baths
1,200sqft
$2,195,000
$1,829price/sqft
$13,441/moest. monthly cost
$537,640/yrincome needed

About This Home

Beachfront living begins here at this 4 bedroom, 2 bath, first floor condo in one of Ocean City's most desirable beachfront locations. Direct beach access, a spacious rear deck, and a tranquil outdoor setting surrounded by protected dunes and beautiful landscaping create a private and peaceful setting along the beachfront. Inside, the open layout features a great room with fireplace, dining area, and kitchen, making everyday living and entertaining effortless. Two sets of sliding glass doors fill the living area with natural light and provide seamless access to the rear deck, which offers plenty of space for outdoor dining or entertaining. A covered section of the deck offers shade and a comfortable place to unwind, while the rest of the deck is perfect for soaking up the sun and enjoying front row seats to the sunrise and wildlife that pass through. All four bedrooms are generously sized, making it easy to host family and guests. Additional features include an enclosed outdoor shower with a connected laundry area, attached garage with built in storage, and parking for two additional vehicles in the driveway. Sold furnished and never rented, this property offers excellent rental potential while also providing the opportunity to enjoy the very best of Ocean City's beachfront lifestyle.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

6/10
8/10
Ocean City High SchoolGrades 9-124.9 mi
7/10
Ocean City Primary SchoolGrades PK-34.9 mi

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Architectural style: Coastal
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: Washer In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Dining Area,Entry Level Bedroom,Open Floorplan,Primary Bath(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,200

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080510100004C5133
  • Zoning: R-0-2-40
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Outdoor Shower
  • Waterfront features: Beach Access,Ocean

Lot

  • Lot size: 4,000 sqft
  • Features: Landscaped
  • Lot size dimensions: 40 x 100

Parking

  • Total spaces: 3
  • Parking features: Storage,Garage Faces Front,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Strong Wind
Hurricane
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,099$133,188
Home Insurance *$448$5,376
Property Taxes $1,701$20,412
Electricity $193$2,318
Total$13,441$161,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$460,834/yr
40% on housing$403,230/yr
45% on housing$358,426/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,829This listing

vs Other Active Listings

Avg $/sqft

ZIP 08226$1,049
Cape May County$613

vs Homes Sold Last Month

Median $/sqft

ZIP 08226$905
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$1,999,999
2026-08-11Price change$2,145,000
2026-07-24Price change$2,195,000
2026-06-17Listed for sale$2,295,000

For Sale by Agent

AgentCheryl Huber
BrokerageBHHS Fox & Roach-109 34th St Ocean City

Similar Homes