See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

445 18th St, Chetek, WI, 54728

8beds
0baths
3,200sqft
$695,500
$217price/sqft
$4,944/moest. monthly cost
$197,760/yrincome needed

About This Home

117 acre farm off Grid, 65 tillable 20 acres woods and plenty of fenced pasture. The home is a 2 story 8 bedroom open concept kitchen and living area with pantry off the kitchen, full walk in basement. 2 wells. Main barn is a 2 story dairy barn with a milk room, with a pole shed added on to make a total length of 140 ft with outside feed bunk. 3 pole shed outbuildings of various sizes for livestock, and machinery storage. This property is located in Barron county Chetek Wisconsin.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
3/10
Riverview Middle SchoolGrades 5-810.0 mi
5/10
Barron High SchoolGrades 9-129.2 mi

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: National Folk/Farm
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 144

Bedroom3

  • Level: Upper
  • Area: 144

Bedroom4

  • Level: Upper
  • Area: 144

Bedroom5

  • Level: Upper
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 8

Features

  • Bedroom
  • Finished area above ground: 3,200

Heating

  • Heating features: Gravity

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Kitchen

  • Features: Pantry
  • Level: Main
  • Area: 480

Living Room

  • Level: Main
  • Area: 608

Master Bedroom

  • Level: Main
  • Area: 256

Property

Details

  • Parcel number: 040070013000 0400700140
  • Zoning: AGRICULTUR
  • Exclusions: Sellers personal property.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch

Lot

  • Lot size: 117 Acres
  • Features: Pasture,Tillable

Parking

  • Parking features: No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,516$42,192
Home Insurance *$421$5,052
Property Taxes $707$8,484
Electricity $300$3,608
Total$4,944$59,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,508/yr
40% on housing$148,320/yr
45% on housing$131,840/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 54728$188
Barron County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 54728
Barron County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$695,500

For Sale by Agent

AgentTerry Estes
BrokerageDairyland Real Estate

Similar Homes