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643 Stone Farm Drive, Bangor, ME, 04401

5beds
3baths
2,669sqft
$669,999
$251price/sqft
$4,633/moest. monthly cost
$185,320/yrincome needed

About This Home

Why wait to build when you can have the benefits of newer construction now? Located in sought-after Stone Farm subdivision in HERMON, this 4-6 bedroom, 2.5 bath modern farmhouse built by Wicklow Custom Homes is just 4 years old and offers thoughtful design & quality finishes throughout. Starting with the main level you'll find 9-foot ceilings and an open light-filled layout. The kitchen is both beautiful and functional, featuring quartz countertops, double wall oven, a pot filler, & classic white cabinetry. A butler's pantry with a beverage center further enhances this dream kitchen. Adjacent dining and living rooms create an easy flow for entertaining or every day enjoyment. There's a 1st-floor office- perfect for remote work - or can be used as a cozy bedroom. Rounding out the main level is a half bath; and don't miss the mudroom entry from the 2-car garage-built-ins galore! Upstairs, the primary suite is truly impressive with a walk-in closet and a spa-inspired bathroom - with a granite surround jetted tub, separate shower, & double vanity. It's the perfect space to start and end your day in comfort. Four additional bedrooms- all with generous closets - means there's a place for everyone here. The 2nd-floor laundry room--with utility sink & butcher block countertop--makes one of life's necessary chores a bit easier to tackle. The daylight basement provides ample storage and potential for future finished space. Outside, the charming front porch creates a welcoming impression, and the rear deck is located just off the kitchen for grilling and outdoor dining. Raised garden beds are in place for hobby gardeners, and the swing set area is ready for play. The backyard firepit, stone retaining wall and tall trees bordering the 1 acre lot all add to the outdoor appeal. Stone Farm homes are always in demand- now is your chance to buy in this established Hermon neighborhood! Home has potential for 5+ bedrooms, but the septic design is for three bedrooms.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
Hermon Middle SchoolGrades 5-81.6 mi
8/10
Hermon High SchoolGrades 9-122.0 mi
7/10
Patricia a Duran SchoolGrades PK-42.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Refrigerator,Wall Oven
  • Laundry features: Built-Ins,Sink

Basement

  • Has basement: Yes
  • Basement: Doghouse,Interior Entry,Daylight,Full,Unfinished

Bedroom2

  • Features: Closet
  • Level: Second

Bedroom3

  • Features: Closet
  • Level: Second

Bedroom4

  • Features: Closet
  • Level: Second

Bedroom5

  • Features: Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • 1st Floor Bedroom,Bathtub,Pantry,Shower,Storage,Walk-In Closet(s),Primary Bedroom w/Bath
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,669

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 2,669
  • Total interior livable area: 2,669 sqft

Kitchen

  • Features: Kitchen Island,Pantry
  • Level: First

Laundry

  • Features: Built-in Features,Utility Sink
  • Level: Second

Living Room

  • Level: First

Mud Room

  • Features: Built-in Features
  • Level: First

Office

  • Level: First

Primary Bedroom

  • Features: Double Vanity,Full Bath,Jetted Tub,Separate Shower,Suite,Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: HERM000033000006000039
  • Zoning: Residential A

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 1 Acres
  • Features: Near Golf Course,Near Town,Suburban,Cul-De-Sac,Level,Open Lot

Parking

  • Total spaces: 2
  • Parking features: Gravel,5 - 10 Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Cold Wave
Hurricane
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance $240$2,880
Property Taxes $619$7,428
Electricity $387$4,655
Total$4,633$55,596

Income You'd Need if You Spent...

35% on housing$158,845/yr
40% on housing$138,990/yr
45% on housing$123,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 04401$158
Penobscot County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 04401$175
Penobscot County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$659,900
2026-07-13Price change$669,999
2026-06-20Listed for sale$689,999

For Sale by Agent

AgentTara Roy
BrokerageEXP Realty

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