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405 Bent Trail #1152, Toms River, NJ, 08753

2beds
2baths
1,296sqft
$355,000
$274price/sqft
$2,557/moest. monthly cost
$102,280/yrincome needed

About This Home

Welcome to Cedars at Dover! This beautifully updated end-unit townhouse offers 2 bedrooms, 1.5 baths, and 1,296 sq. ft. of move-in-ready living space. A Rare wraparound covered front porch creates the perfect spot to relax. Inside the skylight and soaring ceiling fill the home with natural light. The spacious living and dining areas flow seamlessly to a private patio, ideal for entertaining or enjoying a quiet evening outdoors. Upstairs features two generously sized bedrooms, including a primary suite with double closets, a built-in vanity, and direct access to the full bath. A convenient second-floor laundry area adds everyday ease and functionality. Conveniently located near shopping, dining, major roadways, and the Jersey Shore.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1984

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Property

Details

  • Parcel number: 08005800000000040000C1152
  • Attached to another structure: Yes
  • Zoning description: Residential, Condo
  • Exclusions: Personal property

Features

  • Stories: 2

Lot

  • Lot size: 1,742 sqft

Parking

  • Parking features: Common,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$149$1,788
Property Taxes $420$5,040
Electricity $193$2,318
Total$2,557$30,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,668/yr
40% on housing$76,710/yr
45% on housing$68,186/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 08753$323
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08753$312
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$355,000
2026-06-18Listed for sale$360,000

For Sale by Agent

AgentJamie Lee Lancelot
BrokerageDel Virginia Realtors

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