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4955 Rosabelle Beach Ave, Holland, MI, 49424

3beds
1baths
1,222sqft
$1,200,000
$982price/sqft
$7,643/moest. monthly cost
$305,720/yrincome needed

About This Home

Discover the potential of this Lake Michigan waterfront property offering 52.5 feet of private frontage and breathtaking, unobstructed sunset views. Situated on a generous 0.55-acre lot, this property provides a rare opportunity to create your dream lakeside retreat in a truly stunning setting. The home features 3 bedrooms--all located on the second floor--and 1 full bath on the main level. While the home is older and in need of updates, it offers a solid footprint and endless possibilities for renovation or redevelopment. Whether you're looking to restore its charm or start fresh, the true value lies in the incredible location. Enjoy peaceful lakefront living, expansive views, and those unforgettable Lake Michigan sunsets right from your own backyard. Opportunities like this--combining private frontage, a sizable lot, and world-class views--don't come around often. Bring your vision and make this waterfront gem your own. Part of the Critical Dune Area, High Risk Erosion Zone & FEMA

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
5/10
6/10

Construction

Condition

  • Year built: 1921

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: None

Interior Area

  • Total structure area: 1,222
  • Total interior livable area: 1,222 sqft

Property

Details

  • Parcel number: 701133349021
  • Zoning description: residential

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Michigan

Lot

  • Lot size: 0.60 Acres
  • Lot size dimensions: 52.5*452.19

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$358$4,296
Property Taxes $1,030$12,360
Electricity $188$2,259
Total$7,643$91,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$262,045/yr
40% on housing$229,290/yr
45% on housing$203,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$982This listing

vs Other Active Listings

Avg $/sqft

ZIP 49424$272
Ottawa County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 49424$233
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$1,200,000
2026-06-18Listed for sale$1,200,000

For Sale by Agent

AgentKelly J Idema
BrokerageBellabay Realty LLC

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