31-31A Merrill Rd, Hull, MA, 02045
About This Home
This beautifully maintained 5-bedroom home, newly constructed only 10 years ago and freshly painted throughout, offers the perfect blend of comfort, flexibility, and seaside charm. Ideally situated within walking distance to both the beach and the bay, you'll enjoy the best of waterfront living without the expense of flood insurance.The spacious layout is designed for today's lifestyle, featuring generous living areas and room for family/guests. Head up to the spectacular rooftop deck, where breathtaking panoramic views of the bay, ocean, and the Boston skyline create the perfect setting for morning coffee, sunset cocktails, or entertaining friends and family. There is add-on potential in the lower level with its own private entrance for an in-law suite or extended living space. Ample off-street parking adds convenience, while the home's prime location places beaches, boating, restaurants, and local amenities just moments away.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Foundation: Concrete Perimeter
- Roof: Rubber
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Range,Dishwasher,Microwave,Refrigerator,Freezer,Washer,Dryer
- Laundry features: In Basement,Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full,Finished,Garage Access,Concrete
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bathroom3
- Level: Second
Bedroom2
- Features: Bathroom - Half, Closet, Flooring - Stone/Ceramic Tile
- Level: Main,First
- Area: 82.901
Bedroom3
- Features: Closet, Flooring - Stone/Ceramic Tile
- Level: Second
- Area: 131.8866
Bedroom4
- Features: Closet, Flooring - Stone/Ceramic Tile
- Level: Second
- Area: 129.362
Bedroom5
- Features: Closet, Exterior Access, Flooring - Concrete
- Level: Basement
- Area: 210.029
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Features: Flooring - Stone/Ceramic Tile, Balcony / Deck, Balcony - Exterior, Deck - Exterior, Open Floorplan, Remodeled
- Level: Main,First
- Area: 120.56
Family Room
- Features: Bathroom - Half, Flooring - Stone/Ceramic Tile, Balcony / Deck, Balcony - Exterior, French Doors, Deck - Exterior, Exterior Access, Open Floorplan, Remodeled
- Level: Main,First
- Area: 215.93
Features
- Flooring: Wood,Tile
- Finished area below ground: 211
- Finished area above ground: 2,677
Heating & Cooling
- Heating features: Central,Baseboard,Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,888
- Total interior livable area: 2,888 sqft
Kitchen
- Features: Flooring - Stone/Ceramic Tile, Dining Area, Exterior Access, Open Floorplan, Gas Stove
- Level: Main,First
- Area: 132.89
Living Room
- Features: Flooring - Stone/Ceramic Tile, Balcony / Deck, Balcony - Exterior, Exterior Access, Open Floorplan, Remodeled, Slider
- Level: First
- Area: 220.459999999
Master Bedroom
- Features: Bathroom - Full, Closet - Linen, Walk-In Closet(s), Closet, Flooring - Stone/Ceramic Tile
- Level: Second
- Area: 264.26
Property
Details
- Parcel number: 1044852
- Zoning: SFA
Features
- Exterior features: Balcony,Storage,City View(s)
- Has view: Yes
- View description: City View(s),Scenic View(s),City,Water,Bay,Ocean
- Has water view: Yes
- Water view: Bay,Ocean,Water
- Waterfront features: Beach Access,Bay,Ocean,Walk to,1/10 to 3/10 To Beach
Lot
- Lot size: 3,999 sqft
- Features: Sloped
Parking
- Total spaces: 5
- Parking features: Attached,Under,Off Street,On Street,Stone/Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,051 | $60,612 |
| Home Insurance * | $381 | $4,572 |
| Property Taxes | $882 | $10,584 |
| Electricity | $569 | $6,833 |
| Total | $6,883 | $82,596 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Pending sale | $999,000 |
| 2026-08-05 | Contingent | $999,000 |
| 2026-07-14 | Price change | $999,000 |
| 2026-06-18 | Listed for sale | $1,050,000 |
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