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4196 Diller Rd, Lima, OH, 45807

3beds
2baths
1,832sqft
$295,000
$161price/sqft
$2,111/moest. monthly cost
$84,440/yrincome needed

About This Home

Home offers 3 beds, 2 full baths, Open floor plan, laundry room off the kitchen, spacious bedrooms w/ walk in closet in the primary bedroom. Two-car attached garage. No neighbors. Finished home will have a front covered porch, rear wood deck and updated finishes. Schedule to see today! This home is working on being finished.

Getting Around

16
WalkingCar-Dependent
18
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

5/10
Elida Elementary SchoolGrades K-50.5 mi
8/10
Elida Middle SchoolGrades 6-80.7 mi
5/10
Elida High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Area: 218.04
  • Dimensions: 13.8 x 15.8

Bedroom2

  • Area: 192
  • Dimensions: 16 x 12

Bedroom3

  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: See Remarks

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,832
  • Total interior livable area: 1,832 sqft

Living Room

  • Area: 768
  • Dimensions: 24 x 32

Property

Details

  • Parcel number: 36160002009.005
  • Zoning description: Residential
  • Special condition: Fair Market

Features

  • Levels: One
  • Patio & porch: Covered,Deck

Lot

  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$164$1,968
Property Taxes $260$3,120
Electricity $196$2,357
Total$2,111$25,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,377/yr
40% on housing$63,330/yr
45% on housing$56,293/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 45807$129
Allen County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 45807$149
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$295,000
2026-07-12Price change$260,000
2026-07-06Listed for sale$220,000
2026-07-01Pending sale$220,000
2026-06-18Listed for sale$220,000

New Construction

AgentTemple Wright
BrokerageCowan, Realtors

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