978 W Mountain Co Rt 10, Hadley, NY, 12835
About This Home
Creekside camp with a fireplace, a huge sunroom and lots of potential! The property also qualifies for potential membership in the Brooks Bay Beach Club, just down the road. Much of the camp has been gutted, making it a blank slate for your personal vision! Current layout includes living room with fireplace, galley style kitchen space, large sunroom full of new windows, two small bedrooms and a half bath. The creekside back yard is surrounded by forest providing for a peaceful Adirondack setting. --Just 1/4 mile from Brooks Bay Beach Club, where new owners will be eligible to apply for membership in 2027 -- No heat other than the fireplace. The camp previously drew water from the creek but it is no longer connected.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Fixer
- Year built: 1957
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Camp,Ranch
- Property subType: Cabin,Residential
Interior
Appliances
- Appliances included: None
- Laundry features: None
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Concrete
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,000
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 1,000
- Total interior livable area: 1,000 sqft
Kitchen
- Level: First
Living Room
- Level: First
Sun Room
- Level: First
Property
Details
- Parcel number: 412800 43.1617
- Special condition: Standard
- Other equipment: None
Features
- Exterior features: None
- Fencing: None
- Has view: Yes
- View description: Trees/Woods,Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- On waterfront: Yes
- Waterfront features: Stream,Creek
- Waterbody name: Great Sacandaga Lake
Lot
- Lot size: 0.58 Acres
- Features: Mountain(s),Wooded
Parking
- Total spaces: 5
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $806 | $9,672 |
| Home Insurance * | $50 | $600 |
| Property Taxes | $168 | $2,016 |
| Electricity | $246 | $2,954 |
| Total | $1,270 | $15,240 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $159,500 |
| 2026-06-18 | Listed for sale | $179,500 |
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