70 W Ponca Ave, Ponca City, OK, 74601
About This Home
Welcome to your lakeside retreat on Lake Ponca! This fully furnished one-bedroom cabin offers ultimate waterfront living, featuring three expansive outdoor decks with stunning views. Perfect for entertaining family and friends, enjoy endless summer activities including boating, kayaking, and skiing. The cabin is considered personal property, and the land is owned by the City of Ponca City; the City requires proof of City Utilities service to purchase this cabin. Annual lot fees apply.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Unknown
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Liv/Din Combo
Features
- Flooring: Wood/Raise
- Fireplace features: Yes,Decorative,Family Room
- Fireplace: Yes
Interior Area
- Total structure area: 0
Property
Features
- Levels: Two
- Exterior features: Central Entry
Lot
- Features: Interior Lot
- Lot size dimensions: other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Ice Storm
- Winter Weather
- Hail
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Kay County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance | $332 | $3,984 |
| Property Taxes | $77 | $924 |
| Electricity | $144 | $1,732 |
| Total | $1,260 | $15,120 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Pending sale | $140,000 |
| 2026-05-16 | Listed for sale | $140,000 |
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