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3349 State Highway 20, Saint Pauls, NC, 28384

4beds
3baths
2,056sqft
$364,900
$177price/sqft
$2,494/moest. monthly cost
$99,760/yrincome needed

About This Home

Welcome to the Grey Plan in Bladen County on a .96 acre lot. This well thought out plan offers the primary suite downstairs and additional 3 bedrooms upstairs. The primary suite has a tiled shower, dual vanities, private water closet, linen closet, and a gracious walk-in closet. The kitchen comes equipped with quartz countertops, stainless steel appliances and an island open to the dining and family room. Do not miss the office/flex space when you walk in the front door. Additional living space located upstairs between the two bedrooms perfect for a reading nook, gaming place, etc, all with the convenience of a full bathroom. A large unfinished walk in attic space is perfect for ALL the storage with much ease! Enjoy time outside on the covered front or back porch. With no HOA, you’ll enjoy the freedom to truly make this home your own. Be sure to take advantage of a 1% lender credit on the loan amount when financing through preferred lender Christy Strickland with Atlantic Bay Mortgage (910-574-2105). Please note: Listing photos are from a previous build with the same floor plan and are for representation purposes only.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Tar Heel MiddleGrades PK-86.5 mi
4/10
West Bladen HighGrades 9-1213.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Plumbed For Ice Maker,Range,Stainless Steel Appliance(s)
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Attic,Ceiling Fan(s),Crown Molding,Dining Area,Den,Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Eat-in Kitchen,Kitchen Island,Primary Downstairs,Living/Dining Room,Open Floorplan,Pantry,Quartz Counters,Smooth Ceilings,Water Closet(s),Walk-In Closet(s),Walk-In Shower
  • Window features: Insulated Windows
  • Flooring: Luxury Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,056 sqft

Property

Details

  • Parcel number: 03380840754
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Covered,Front Porch,Porch
  • Exterior features: Porch,Rain Gutters
  • Topography of land: Cleared
  • Living area range: 2001-2200

Lot

  • Lot size: 0.96 Acres
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Strong Wind
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters in Bladen County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$224$2,688
Property Taxes $225$2,700
Electricity $200$2,405
Total$2,494$29,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,508/yr
40% on housing$74,820/yr
45% on housing$66,506/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 28384$122
Bladen County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 28384$136
Bladen County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$364,900

New Construction

AgentLONGLEAF TEAM POWERED BY LONGLEAF PROPERTIES
BrokerageLONGLEAF PROPERTIES OF SANDHILLS LLC.

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