See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

272 Olmsted St, Birmingham, AL, 35242

4beds
4baths
2,882sqft
$979,000
$340price/sqft
$6,084/moest. monthly cost
$243,360/yrincome needed

About This Home

Stunning charm on Olmsted St. This new construction home features 4 bdr, 4 baths with upscale design and exceptional craftmanship throughout. The impressive two story foyer welcomes you with striking features to set the tone for the home's stylish interior. The thoughtfully designed floor plan includes a spacious primary suite on the ml for added convenience and privacy. The designer kitchen showcases beautiful quartz countertops, high end finishes, and stylish lighting that perfectly compliments the modern aesthetic every detail of this home reflects quality, elegance, and timeless design. The backyard space is already fenced in for added privacy.

Getting Around

46
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

10/10
10/10
Chelsea Middle SchoolGrades 6-85.3 mi
8/10
Chelsea High SchoolGrades 9-126.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Brick,Brick Over Foundation,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Dishwasher,Disposal,Microwave,Refrigerator,Stove-Gas,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Features

  • None,High Ceilings,Soaking Tub,Separate Shower,Double Vanity,Walk-In Closet(s)
  • Window features: Window Treatments,Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Gas Log,Great Room,Gas
  • Fireplace: Yes
  • Attic: Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,882

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,882 sqft

Kitchen

  • Features: Stone Counters,Kitchen Island
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 092031002077.000
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: In Ground,Fenced,Community
  • Exterior features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,On Street,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,950$59,400
Home Insurance *$470$5,640
Property Taxes $342$4,104
Electricity $322$3,869
Total$6,084$73,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,594/yr
40% on housing$182,520/yr
45% on housing$162,240/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 35242$240
Shelby County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 35242$204
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$979,000
2026-03-17Listed for sale$979,000

New Construction

AgentSarah Eddy
BrokerageARC Realty Vestavia

Similar Homes