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142 Chesapeake Dr, Stafford, VA, 22554

4beds
3baths
4,600sqft
$989,432
$215price/sqft
$6,266/moest. monthly cost
$250,640/yrincome needed

About This Home

Experience the perfect blend of luxury, privacy and convenience in this stunning NEW CONSTRUCTION ranch home situated on a beautiful 1.5-acre homesite backing to mature trees and woods. Scheduled for completion in October, this thoughtfully designed home offers oversized living spaces, 4 spacious bedrooms, and 3.5 baths with the ease of main-level living. The open-concept floor plan features a gourmet kitchen overlooking the expansive family room and dining area, creating the ideal space for entertaining and everyday living. The owner's suite provides a private retreat with a spa-inspired bath and generous walk-in closet. A HUGE partially finished basement provides abundant living space for recreation, fitness, hobbies or future expansion. The long driveway offers a grand approach and ample parking, while the 1.5-acre lot provides plenty of room to enjoy outdoor living. Don't miss this opportunity to own a brand new home with quality craftsmanship and modern finishes throughout. Builder will pay up to $7500 towars closing costs with the use of a preferred lender.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
4/10
Stafford Middle SchoolGrades 6-80.8 mi
5/10
Brooke Point High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Concrete,CPVC/PVC,Stick Built,Stone,Vinyl Siding

Other

  • Builder model: Oakmont Deluxe

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 1500

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Partially Finished,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • 9'+ Ceilings,Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 3,100

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,600
  • Total interior livable area: 4,600 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 39Z 6
  • Zoning: A1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1.50 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,003$60,036
Home Insurance *$268$3,216
Property Taxes $552$6,624
Electricity $443$5,316
Total$6,266$75,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,834/yr
40% on housing$187,980/yr
45% on housing$167,093/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 22554$218
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22554$210
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$989,432

New Construction

AgentJustin Sullivan
BrokerageAGS Browning Realty

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