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457 NEWCASTLE Road, Palatka, FL, 32177

4beds
2baths
1,812sqft
$325,990
$180price/sqft
$2,381/moest. monthly cost
$95,240/yrincome needed

About This Home

Welcome home to our Augusta plan in the Nobles Crossing Community! This thoughtfully designed residence offers the perfect blend of comfort, style, and quality construction. The new Nobles Crossing Community is ideal for families, first time buyers, or anyone looking for low maintenance living. You'll find an open concept layout with modern finishes, a bright and airy living space and a kitchen ready for entertaining. The owner's suite includes a private bath and walk in closet for your convenience. The three additional bedrooms provide flexibility for guests, children, or a home office. Throughout the home you'll find quality finishes and energy efficient construction that will add value and peace of mind.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
3/10
Palatka High SchoolGrades 7-123.7 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12.00 x 11.00

Bedroom3

  • Level: Main
  • Area: 140
  • Dimensions: 14.00 x 10.00

Bedroom4

  • Level: Main
  • Area: 96
  • Dimensions: 8.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan,Pantry,Walk-In Closet(s),Other
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,812 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 12.00 x 8.00

Master Bedroom

  • Level: Main
  • Area: 196
  • Dimensions: 14.00 x 14.00

Property

Details

  • Parcel number: 171026634000000130

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch

Lot

  • Lot size: 1.96 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Strong Wind
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,648$19,776
Home Insurance *$363$4,356
Property Taxes $173$2,076
Electricity $197$2,366
Total$2,381$28,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,634/yr
40% on housing$71,430/yr
45% on housing$63,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 32177$175
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32177$171
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$325,990
2026-06-23Price change$325,990
2026-06-18Listed for sale$321,990

New Construction

AgentOCTAVIA P VALENCIA
BrokerageWJH BROKERAGE FL LLC

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