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431 SW 41p Rd, Clinton, MO, 64735

5beds
4baths
2,973.96sqft
$444,000
$149price/sqft
$3,313/moest. monthly cost
$132,520/yrincome needed

About This Home

Location, location, location! If you've been searching for the perfect balance of country living and convenience, this property deserves a look! Situated on approximately 1.58 +/- acres in one of the area's most desirable locations, you'll enjoy being just minutes from Clinton while also being just moments from Truman Lake access, nearby boat ramps, and Corps of Engineers ground for endless outdoor recreation. This spacious home offers 5 bedrooms, 3.5 bathrooms, and plenty of room for family and guests. The inviting living room features vaulted ceilings and flows seamlessly into the open-concept dining area and kitchen. The main level includes the primary suite and convenient laundry area for everyday ease. The recently finished walkout basement expands the living space with an additional family room and two bedrooms, including one non-conforming bedroom, making it perfect for guests, hobbies, or whatever suites your needs. Outside, you'll find ample storage for vehicles and recreational equipment with both an attached two-car garage and a detached shop building featuring two additional garage spaces plus a workshop area. Whether you need room for boats, ATVs, tools, or lake toys, this property has you covered. And we can't forget to mention the fenced in backyard! As an added bonus, property owners enjoy access to a community lake, offering even more opportunities to relax and enjoy the outdoors. Opportunities to own in this highly sought-after area near Truman Lake don't come along often—don't miss your chance to enjoy the best of lake-country living with town amenities just minutes away.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Henry Elementary SchoolGrades K-24.0 mi
5/10
Clinton Middle SchoolGrades 6-84.2 mi
5/10
Clinton Sr. High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven/Range,Refrigerator,Electric Water Heater,Water Heater,Tankless Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Tub Regular
  • Window features: Thermal/Multi-Pane,Drapes/Curtains/Rods: Some Stay
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,973
  • Total interior livable area: 2,973 sqft

Kitchen

  • Features: Cabinets Wood, Custom Built Cabinet
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Mailbox
  • Fencing: Back Yard,Chain Link
  • Waterbody name: Truman Lake

Lot

  • Lot size: 1.58 Acres

Parking

  • Total spaces: 4
  • Parking features: Multiple,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,245$26,940
Home Insurance *$612$7,344
Property Taxes $229$2,748
Electricity $227$2,725
Total$3,313$39,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,588/yr
40% on housing$99,390/yr
45% on housing$88,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 64735$143
Henry County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 64735
Henry County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$439,900
2026-08-02Price change$444,000
2026-06-18Listed for sale$449,000

For Sale by Agent

AgentEmily Burke
BrokerageGolden Valley Realty Group

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