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6474 E Clark Lake Ln, Nisswa, MN, 56468

3beds
2baths
2,008sqft
$675,000
$336price/sqft
$4,211/moest. monthly cost
$168,440/yrincome needed

About This Home

Nestled right in the heart of Nisswa, this private property offers the perfect blend of peaceful living and convenience on a spacious 2.49-acre lot. The home features 3 bedrooms, including a generous primary suite complete with a walk-in closet and private master bathroom. Inside, you’ll find vaulted ceilings that create an open, airy feel along with an inviting electric fireplace perfect for cozy evenings. In floor heat has been roughed in and ready for you to add your own boiler for a second heat source! Enjoy outdoor living on the covered backyard patio, ideal for relaxing or entertaining. The property also includes an impressive 4-stall garage with plenty of room for vehicles, storage, and hobbies. Model is projected to be finished on September 14th.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
Nisswa Elementary SchoolGrades PK-41.0 mi
7/10
Forestview Middle SchoolGrades 5-813.7 mi
9/10
Brainerd Senior High SchoolGrades 9-1212.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt

Other

  • Builder name: PRICE HOMES

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Electric Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Level: Main
  • Area: 115
  • Dimensions: 11.5x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 187.5
  • Dimensions: 15x12.5

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,008

Foyer

  • Level: Main
  • Area: 80
  • Dimensions: 8x10

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,008
  • Total interior livable area: 2,008 sqft

Kitchen

  • Level: Main
  • Area: 207
  • Dimensions: 11.5x18

Laundry

  • Level: Main
  • Area: 32.5
  • Dimensions: 6.5x5

Living Room

  • Level: Main
  • Area: 368
  • Dimensions: 16x23

Mud Room

  • Level: Main
  • Area: 59.5
  • Dimensions: 7x8.5

Patio

  • Level: Main
  • Area: 144
  • Dimensions: 18x8

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 28120754
  • Zoning description: Residential-Single Family
  • Foundation area: 2008

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 2.49 Acres
  • Lot size dimensions: 485 x 321 x 552 x 139

Parking

  • Total spaces: 4
  • Parking features: Attached,Asphalt,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$223$2,676
Property Taxes $405$4,860
Electricity $170$2,050
Total$4,211$50,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,377/yr
40% on housing$126,330/yr
45% on housing$112,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 56468$369
Crow Wing County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 56468$292
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$675,000

New Construction

AgentChad Piepho
BrokerageCounselor Realty Brainerd Lakes

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