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3709 Blue Gum Ave, Modesto, CA, 95358

5beds
6baths
4,721sqft
$2,425,000
$514price/sqft
$15,455/moest. monthly cost
$618,200/yrincome needed

About This Home

Welcome to 3709 Blue Gum Avenue, Modesto, CA, a stunning newly constructed luxury estate situated on nearly 7 acres in one of Modesto's most desirable rural communities and within the highly sought-after Hart-Ransom School District. This exceptional home features 5 spacious bedrooms, 6 beautifully designed bathrooms, and an open-concept floor plan highlighted by impressive 13-foot ceilings throughout the main living areas, creating a bright and expansive atmosphere. Thoughtfully crafted with high-end finishes, quality craftsmanship, and modern elegance throughout, this property offers the perfect balance of luxury, comfort, and functionality. The expansive acreage provides endless possibilities for horses, a shop, additional structures, recreational amenities, or simply enjoying the privacy and tranquility of country living while remaining just minutes from shopping, dining, and major commuter routes. Rarely does an opportunity arise to own a brand-new custom estate of this caliber in such a premier Modesto location.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

7/10
5/10
Modesto High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Spanish Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 6

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 4,721 sqft

Kitchen

  • Features: Pantry Closet,Kitchen Island

Property

Details

  • Parcel number: 081004004000
  • Zoning: AG
  • Special condition: Standard
  • Horse amenities: See Remarks

Features

  • Horses can be raised: Yes

Lot

  • Lot size: 6.76 Acres
  • Features: Landscape Front

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,262$147,144
Home Insurance *$706$8,472
Property Taxes $1,475$17,700
Electricity $1,012$12,148
Total$15,455$185,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$529,885/yr
40% on housing$463,650/yr
45% on housing$412,133/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$514This listing

vs Other Active Listings

Avg $/sqft

ZIP 95358$252
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95358$300
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$2,100,000
2026-08-04Price change$2,325,000
2026-07-23Price change$2,425,000
2026-07-07Price change$2,475,000
2026-06-18Listed for sale$2,790,000

For Sale by Agent

AgentElias Cortez
BrokerageJ.Peter Realtors

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