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9 I Hat Island Walk, Everett, WA, 98206

2beds
1baths
900sqft
$498,000
$553price/sqft
$3,071/moest. monthly cost
$122,840/yrincome needed

About This Home

Escape the hustle and bustle of the city to enjoy this rare charming single-story waterfront escape, perfectly placed on a massive sandy 0.95-acre lot on private Hat Island. Comes with everything you need for your summer enjoyment of true beach living. Tie up a boat just steps from the shoreline and head out onto the water whenever the mood strikes. Inside, the single-story layout is designed for cozy, low-maintenance living. Enjoy panoramic views of the Puget Sound, passing boats, orcas, whales, seals, herons, eagles, and beautiful PNW sunrises, all on one convenient level. The deck is perfect for taking in your 60ft of waterfront, and stepping out to sandy beach and tidelands. Boating lovers will love this property's very own private mooring ball. It is the ultimate spot to warm up by a fire after a day of beachcombing, clam digging, crabbing, fishing or whale watching. Boat in at higher tides, or enjoy a nice beach walk from the marina at lower tides. Home does not have road access, but ATVs are allowed on the beach at low tides. Hat Island is a private community just a short boat ride from Everett. Community amenities include a 9-hole golf course, a marina, a yacht club, trails, playgrounds, tennis and pickleball, summer concert series, miles of peaceful beaches, and so much more. Do not miss this chance to own a slice of the Pacific Northwest coastal paradise!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

8/10
8/10
--
Sno-Isle Skills CenterGrades 11-126.8 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1962

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Three Quarter

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Vinyl,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Stove/Free Standing,Wall Furnace,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 29040900300900
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Ceiling Fan(s),Fireplace,Wine/Beverage Refrigerator
  • Has view: Yes
  • View description: Bay,City,Jetty,Mountain(s),Sea,Sound
  • Has water view: Yes
  • Water view: Bay,Jetty,Sea,Sound
  • On waterfront: Yes
  • Waterfront features: Bayfront,No Bank,Saltwater,Sea,Sound
  • Frontage length: Waterfront Ft: 60
  • Topography of land: Level

Lot

  • Lot size: 0.95 Acres
  • Features: Deck,High Speed Internet,Moorage,Outbuildings

Parking

  • Total spaces: 1
  • Parking features: Off Street
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Ice Storm
Landslide

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,518$30,216
Home Insurance *$106$1,272
Property Taxes $298$3,576
Electricity $149$1,793
Total$3,071$36,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,291/yr
40% on housing$92,130/yr
45% on housing$81,893/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$553This listing

vs Other Active Listings

Avg $/sqft

ZIP 98206$283
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98206
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$498,000

For Sale by Agent

AgentPaula Bafaro
BrokerageCENTURY 21 North Homes Realty

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