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418 E Hammond St, Durham, NC, 27704

2beds
3baths
1,381sqft
$589,000
$427price/sqft
$3,810/moest. monthly cost
$152,400/yrincome needed

About This Home

WOW!! 1380 square feet PLUS a 500-square-foot apartment! Nearly 1,900 square feet of living space! Don't miss the flexibility, style, and opportunity located at 418 Hammond. Modern design meets smart living in Durham's Colonial Village. This architecturally striking property includes a beautifully finished 2bed/2bath+flex main home PLUS a detached garage apartment. This is unique home that opens the door to hosting guests, multigenerational living, long-term rental income, or your next Airbnb venture (comps showing $2000-2500 per MONTH of potential revenue). Inside you'll find warm natural materials soften the clean modern lines. Site-finished hardwood floors, curated finishes, statement lighting, and abundant natural light create a home that feels elevated without sacrificing comfort. The flexible main-floor bonus space easily transforms into an office, media room, gym, or playroom. The kitchen anchors the home with sleek cabinetry, premium finishes, and effortless flow into the living and dining spaces, while the bathrooms deliver a boutique feel with custom tile and spa-inspired details. Then there's the game changer: the detached 499-square-foot garage apartment. Private, versatile, and increasingly rare. Perfect for extra income, visitors, extended family, or creating a space all your own. Modern. Functional. Fun. A home with great energy and room to make it yours.

Getting Around

47
WalkingCar-Dependent
34
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

8/10
5/10
Brogden MiddleGrades 6-81.2 mi
3/10
Riverside High SchoolGrades 9-124.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle, Membrane
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Fiber Cement,HardiPlank Type,Spray Foam Insulation

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Plumbed For Ice Maker,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer Stacked,Water Heater
  • Laundry features: In Hall,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Apartment/Suite,Breakfast Bar,Double Vanity,In-Law Floorplan,Kitchen Island,Kitchen/Dining Room Combination,Living/Dining Room Combination,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Room Over Garage,Smart Thermostat,Smooth Ceilings,Walk-In Closet(s)
  • Window features: Double Pane Windows,Screens
  • Flooring: Ceramic Tile,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,381

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,381
  • Total interior livable area: 1,381 sqft

Property

Accessibility

  • Accessibility features: Level Flooring

Details

  • Parcel number: 242906
  • Zoning: R-5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch
  • Exterior features: Fenced Yard,Private Yard,Rain Gutters,Smart Camera(s)/Recording
  • Fencing: Back Yard, Partial, Privacy, Wood
  • Has view: Yes

Lot

  • Lot size: 5,227 sqft
  • Features: Few Trees,Flag Lot,Landscaped,Private

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Garage Door Opener,Garage Faces Front,Off Street,On Site,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Durham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$235$2,820
Property Taxes $397$4,764
Electricity $200$2,405
Total$3,810$45,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,628/yr
40% on housing$114,300/yr
45% on housing$101,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 27704$169
Durham County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 27704$222
Durham County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$589,000
2026-06-19Listed for sale$619,000

New Construction

AgentMark Hove
BrokerageNest Realty of the Triangle

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