16435 204th St, Park Rapids, MN, 56470
About This Home
Superior quality country home nearing completion! 4 bedrooms plus a large office or library area/hobby room. Original structure is a Northwoods log home moved to a brand new insulated concrete form basement. Additional construction includes a main suite, a 2nd scullery kitchen and a huge family room area overlooking the Heartland recreation trail. Great for biking and snowmobiling with a dream garage that will accommodate 4 cars. Garage is finished and heated. Also includes a lower level walk-in safe with a bank vault door, laundry on both levels and just a short golf cart ride to Headwaters Golf Course. Will be ready to occupy in approximately mid-August!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Age 8 Years or Less,Architectural Shingle,Asphalt,Pitched
- Construction materials: Frame,ICFs (Insulated Concrete Forms),Log
Other
- Builder name: CHEYENNE BUILDERS OF PARK RAPIDS INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Gas Water Heater,Water Filtration System,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Lower Level,Main Level
Basement
- Has basement: Yes
- Basement: Egress Window(s),Finished,Full,Walk-Out Access
Bedroom
- Level: Main
- Area: 168
- Dimensions: 12x14
Bedroom2
- Level: Main
- Area: 168
- Dimensions: 12x14
Bedroom3
- Level: Lower
- Area: 168
- Dimensions: 12x14
Bedroom4
- Level: Lower
- Area: 266
- Dimensions: 14x19
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Family Room
- Level: Lower
- Area: 280
- Dimensions: 14x20
Features
- Finished area below ground: 1,544
- Finished area above ground: 2,042
Heating & Cooling
- Heating features: Boiler,Hot Water,In-Floor Heating,Zoned
- Cooling features: Central Air
Interior Area
- Total structure area: 3,706
- Total interior livable area: 3,586 sqft
Kitchen
- Level: Main
- Area: 252
- Dimensions: 14x18
Laundry
- Level: Main
- Area: 84
- Dimensions: 7x12
Living Room
- Level: Main
- Area: 324
- Dimensions: 12x27
Office
- Level: Lower
- Area: 216
- Dimensions: 12x18
Other
- Level: Upper
- Area: 64
- Dimensions: 8x8
Porch
- Level: Main
- Area: 378
- Dimensions: 14x27
Primary Bathroom
- Level: Main
- Area: 84
- Dimensions: 7x12
Storage
- Level: Lower
- Area: 64
- Dimensions: 8x8
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 137603600
- Zoning description: Residential-Single Family
- Foundation area: 1664
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Rear Porch
- Fencing: None
Lot
- Lot size: 1.24 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 171 x 266 x 164 x 383
Parking
- Total spaces: 4
- Parking features: Attached,Gravel,Garage,Garage Door Opener,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Drought
- Hail
- Inland Flooding
- Lightning
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Hubbard County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $444 | $5,328 |
| Property Taxes | $400 | $4,800 |
| Electricity | $302 | $3,629 |
| Total | $4,432 | $53,184 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Listed for sale | $649,900 |
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