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550/572 Dog Creek Rd, Cub Run, KY, 42729

4beds
3baths
5,011sqft
$830,000
$166price/sqft
$5,714/moest. monthly cost
$228,560/yrincome needed

About This Home

This has it all!!! Over 3000 sq ft home plus Carriage house above 4 car garage. Brick home with unique design has 2 master suites one on main level with unbelievable huge walk in closet the upper suite has fabulous walk in tiled shower and double sinks. Main level has master ,kitchen ,dining, office, sunroom, laundry and 1/2 bath, vaulted ceilings in living room and kitchen with double fireplace. Nice kitchen cabinets with island and breakfast area plus separate dining area. Upper level has 3rd bedroom and kitchenette -loft area space and a catwalk . Fabulous outdoor area covered huge back porch overlooking 18X36 in ground pool, gazebo and firepit-amazing outdoor kitchen granite countertops fireplace and pizza oven- 2 car attached plus 28X40 metal 3 bay garage with floored loft. More: 2nd Home-Carriage house with 4 car garage on main level large enough to accommodate any size boat. Over 2700 sq ft of finished space with High end finishes Brazilian cherry hardwood floors throughout as well as used on kitchen bar and countertop with intricate tile work for backsplash of bar area-nice cabinets. Kitchen and living room all open with 2 spaces to accommodate 2 full size beds and bath. Upstairs is bedroom large enough to accommodate 4 beds with ease. Just outside home is a wooden bridge that leads to waterfront. Absolutely stunning!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Cub Run Elementary SchoolGrades PK-83.8 mi
7/10
Hart County High SchoolGrades 9-1214.2 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Crawl Space,Concrete Blk,Slab,Concrete Perimeter
  • Roof: Metal,Shingle
  • Construction materials: Other,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First
  • Area: 157.5
  • Dimensions: 15.75 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,011

Full Bathroom

  • Level: Second
  • Area: 39.38
  • Dimensions: 7.16 x 5.50

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 5,011
  • Total interior livable area: 5,011 sqft

Kitchen

  • Level: First
  • Area: 149.625
  • Dimensions: 15.75 x 9.50

Kitchen

  • Level: Second
  • Area: 136.8
  • Dimensions: 12.16 x 11.25

Loft

  • Level: Second
  • Area: 193.97
  • Dimensions: 11.41 x 17.00

Media Room

  • Level: Second
  • Area: 1710
  • Dimensions: 60.00 x 28.50

Office

  • Level: First
  • Area: 102
  • Dimensions: 12.00 x 8.50

Other

  • Level: First
  • Area: 108
  • Dimensions: 9.00 x 12.00

Other

  • Level: First
  • Area: 107.5
  • Dimensions: 10.75 x 10.00

Other

  • Level: Second
  • Area: 477
  • Dimensions: 26.50 x 18.00

Other

  • Level: Third

Primary Bathroom

  • Level: First
  • Area: 42
  • Dimensions: 7.00 x 6.00

Primary Bathroom

  • Level: Second
  • Area: 51.615
  • Dimensions: 6.66 x 7.75

Primary Bedroom

  • Level: First
  • Area: 165
  • Dimensions: 13.75 x 12.00

Primary Bedroom

  • Level: Second
  • Area: 379.75
  • Dimensions: 24.50 x 15.50

Property

Details

  • Parcel number: 0030000097

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Patio,Porch
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Creek,Lake Front

Lot

  • Lot size: 3.55 Acres
  • Features: Irregular Lot,Cleared,Wooded

Parking

  • Total spaces: 6
  • Parking features: Detached,Attached,Entry Front,Entry Side,Driveway
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,196$50,352
Home Insurance *$653$7,836
Property Taxes $470$5,640
Electricity $395$4,748
Total$5,714$68,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,908/yr
40% on housing$171,420/yr
45% on housing$152,373/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 42729$163
Hart County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 42729
Hart County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$830,000
2026-06-19Listed for sale$850,000

For Sale by Agent

AgentJudy Tabor
BrokerageCentral Kentucky Realtors

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