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4117 Umbria Ct, Columbia, MO, 65203

2beds
2baths
1,597sqft
$459,900
$288price/sqft
$3,034/moest. monthly cost
$121,360/yrincome needed

About This Home

Beautiful NEW CONSTRUCTION attached villa in Vintage Falls offers a low maintenance lifestyle with a brick and Hardie board exterior - plus the HOA maintains lawn mowing, landscape, irrigation and snow removal! Inside you'll find a gorgeous open floor plan with 2 bedrooms, 2 baths and 2 car garage that is age in place friendly - no steps, wide doorways and the option to add grab bars where needed. Lovely windows overlook the yard, which backs to trees, and the large screened patio. Inside you'll find 10' ceilings, laminate wood floors, electric fireplace, stunning kitchen with large island, soft close cabinets, walk-in pantry, quartz counters and stainless appliances. Primary bedroom offers walk-in closet, huge tiled shower and large vanity. Don't miss the separate laundry room with access to the primary suite. Great home and wonderful community in a convenient location!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Smithton Middle SchoolGrades 6-80.7 mi
7/10

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Slab

Other

  • Builder name: Beacon Street Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dishwasher

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • High Speed Internet,Stand AloneShwr/MBR,Walk-In Closet(s),Kit/Din Combo,Wood Cabinets,Kitchen Island,Quartz Counters
  • Flooring: Laminate,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,597
  • Total interior livable area: 1,597 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 162030009300.00
  • Zoning description: PD- Residential*

Features

  • Patio & porch: Covered,Screened,Concrete,Back,Front Porch

Lot

  • Lot size: 6,757 sqft
  • Features: Level
  • Lot size dimensions: 46.08 x 146.64

Parking

  • Total spaces: 2
  • Parking features: Attached,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$254$3,048
Property Taxes $314$3,768
Electricity $141$1,693
Total$3,034$36,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,022/yr
40% on housing$91,020/yr
45% on housing$80,906/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 65203$190
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65203$174
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$459,900

For Sale by Agent

AgentScott Linnemeyer
BrokerageBeacon Street Properties, LLC

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