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405 Spring St, Chattanooga, TN, 37405

4beds
6baths
3,420sqft
$1,218,000
$356price/sqft
$7,280/moest. monthly cost
$291,200/yrincome needed

About This Home

Experience elevated urban living at Lawson Ridge, Northshore's newest luxury townhome community, featuring an exclusive collection of just twenty thoughtfully designed residences, each offering over 3,100 square feet of refined living space. Ideally situated just minutes from Downtown Chattanooga and within walking distance of local restaurants, boutiques, coffee shops, and entertainment, Lawson Ridge seamlessly blends convenience with sophisticated style. Each residence showcases upscale finishes and exceptional craftsmanship throughout. While select homes feature a private elevator, others have been designed with a pre-installed elevator shaft, allowing for easy future elevator installation. Showcasing three levels of thoughtfully curated living space, 405 Spring St., Unit #2 offers 4 bedrooms, 4 full baths, 2 half baths, and impeccable attention to detail throughout. A welcoming covered entry accented by natural gas lanterns sets the tone for the elegant interiors. Inside, wide-plank engineered hardwood flooring, extensive crown molding, designer finishes, and a built-in mud bench with storage create a warm yet sophisticated atmosphere. The open-concept main living area is ideal for both everyday living and entertaining, featuring a gas fireplace, coffered ceilings, wet bar, and abundant natural light. The chef's kitchen combines beauty and function with a large quartz island, custom soft-close cabinetry, pull-out spice rack, dry bar with under-counter refrigerator, smart stainless-steel appliances, gas range, built-in microwave drawer, panel-ready dishwasher, and spacious dining area. A guest bedroom and full bath on the main level provide flexibility for visitors, multi-generational living, or a private home office. The luxurious primary suite serves as a private retreat, complete with a custom walk-in closet and spa-inspired bath featuring dual vanities, a soaking tub, oversized tiled shower, decorative mosaic flooring, and designer finishes. The third floor is designed for exceptional indoor-outdoor living, featuring a covered rooftop lounge with tongue-and-groove ceiling, media wall, terrace heater, and an adjoining open-air terrace--perfect for entertaining, dining, or taking in Chattanooga's scenic surroundings. Combining luxury, convenience, and walkable city living, Lawson Ridge offers a rare opportunity to enjoy sophisticated Northshore living in one of Chattanooga's most desirable neighborhoods. Disclaimer: Buyer to verify square footage, school zones, HOA, and any information they deem important. All information is deemed reliable but not guaranteed. The photos and renderings are for illustrative purposes only and may not be of this unit. Elevation, Features, finishes, floor plans, square footage, and amenities may vary by unit and are subject to change. Buyers are encouraged to verify specific features and inclusions for the individual residence. Property Taxes have not been assessed yet and are subject to change. HOA and Initiation Fees TBD

Getting Around

68
WalkingSomewhat Walkable
25
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-83.7 mi
5/10
Red Bank High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt,Flat,Membrane,Shingle,See Remarks
  • Construction materials: HardiPlank Type,Fiber Cement

Other

  • Builder name: RP Communities, LLC

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Bar Fridge,Disposal,Dishwasher,Gas Range,Microwave,Other,Range Hood,Smart Appliance(s),Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Coffered Ceiling(s),Dry Bar,Double Vanity,Eat-in Kitchen,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Soaking Tub,See Remarks,Stone Counters,Wet Bar,Walk-In Closet(s),Separate Shower,En Suite
  • Window features: Insulated Windows,Low-Emissivity Windows,Other,Screens,See Remarks,Vinyl Frames
  • Flooring: Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,420

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Natural Gas,Other
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Other

Interior Area

  • Total structure area: 3,420
  • Total interior livable area: 3,420 sqft

Property

Details

  • Parcel number: 135c Q 007.02

Features

  • Patio & porch: Covered,Deck,Other,Patio,Terrace
  • Exterior features: Balcony,Other
  • Fencing: Front Yard,Aluminum

Lot

  • Lot size: 3,990 sqft
  • Features: Level
  • Lot size dimensions: 0.00

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,158$73,896
Home Insurance $216$2,592
Property Taxes $629$7,548
Electricity $277$3,334
Total$7,280$87,360

Income You'd Need if You Spent...

35% on housing$249,600/yr
40% on housing$218,400/yr
45% on housing$194,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$240
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$1,218,000

New Construction

AgentRyan May
BrokerageReal Estate Partners Chattanooga LLC

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