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102 Holly St, Galax, VA, 24333

2beds
1baths
864sqft
$219,000
$253price/sqft
$1,565/moest. monthly cost
$62,600/yrincome needed

About This Home

Brand-New in 2026! Welcome to your sanctuary in downtown Galax, Virginia! Completed in May, this 864-sqft modern cottage blends premium finishes with efficiency. Tucked in the quiet, established Woodland Heights neighborhood, the property sits on a wooded lot offering a rare nature buffer near city conveniences. Inside, an airy open floor plan maximizes space with waterproof vinyl plank flooring throughout-perfect for pets & high traffic. The bright kitchen features custom cabinetry and sleek stainless-steel appliances. Both bedrooms offer great dimensions with plenty of closet space and share a beautifully appointed full bath. Enjoy a 2-min drive up historic Main St. to the World's Oldest & Largest Fiddlers' Convention, Virginia's Official BBQ Championship-Smoke on the Mountain, along with unique shopping & dining opportunities. Features all-new systems, city water/sewer, and a low-maintenance exterior. With an unbeatable location less than 2 miles from the New River Trail State Park, this turn-key property is perfect for anyone from first time home buyers to investors looking for a profitable Airbnb or VRBO rental! The listing agent is the deeded owner of the property.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
Galax Elementary SchoolGrades PK-50.6 mi
5/10
Galax Middle SchoolGrades 6-80.3 mi
8/10
Galax High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Exterior Condition: New,Interior Condition: New
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Dry Wall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl Space,None

Bathroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Newer Paint,Internet Availability Other/See Remarks
  • Window features: Insulated Windows,Vinyl
  • Flooring: Newer Floor Covering,Luxury Vinyl,Plank
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Zoning: R-1

Features

  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Mature Trees
  • Fencing: None
  • Water view: None
  • Waterfront features: None

Lot

  • Lot size: 0.44 Acres
  • Features: Cul-De-Sac,Rolling Slope,Wooded

Parking

  • Parking features: Driveway,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$162$1,944
Property Taxes $94$1,128
Electricity $202$2,433
Total$1,565$18,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,657/yr
40% on housing$46,950/yr
45% on housing$41,733/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 8.1%
8.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 24333$115
Galax City$105

vs Homes Sold Last Month

Median $/sqft

ZIP 24333
Galax City$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$219,000
2026-06-29Price change$224,000
2026-06-19Listed for sale$229,000

New Construction

AgentStephanie Brewer
BrokerageTri-County Real Estate

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