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604-602 Harris Ave, Sacramento, CA, 95838

2beds
1baths
783sqft
$535,000
$683price/sqft
$3,590/moest. monthly cost
$143,600/yrincome needed

About This Home

TWO HOMES ON ONE LOT! Rare opportunity to own a versatile Sacramento property featuring a newly completed, fully permitted detached ADU with separate address, separate electric service, and exceptional flexibility for today's homeowner. The front residence at 604 Harris Ave is a well-maintained 2-bedroom, 1-bath home offering approximately 783 sq ft of comfortable single-story living. Features include an updated kitchen, maintained bathroom, gas heating, wall A/C units, and classic charm throughout. Completed and finalized with the City of Sacramento in February 2026, the detached rear ADU at 602 Harris Ave offers approximately 560 sq ft with 1 bedroom and 1 bathroom. This brand-new residence features modern finishes, all-electric systems, separate electrical service, its own mailbox, mini-split heat pump HVAC, heat pump water heater, and updated appliances. The ADU will be delivered vacant and move-in ready at close of escrow. Situated on an approximately 6,534 sq ft lot, the property offers a long driveway, rear alley access, and excellent separation between both living spaces. Water, sewer, and trash are shared, while each residence enjoys its own distinct identity and functionality. Perfect for multigenerational living, extended family, guests, adult children, a home office, or future income-producing opportunities. Properties offering a newly completed permitted ADU with separate address and utilities are increasingly difficult to find. A unique opportunity to own two residences on one lot in Sacramento.

Getting Around

45
WalkingCar-Dependent
33
TransitSome Transit
71
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Slab
  • Roof: Shingle,Composition
  • Construction materials: Concrete,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Hookups Only,Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 0
  • Total interior livable area: 783 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 25000710020000
  • Zoning: R-1
  • Special condition: Offer As Is

Lot

  • Lot size: 6,534 sqft
  • Features: Curb(s),Curb(s)/Gutter(s)

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$149$1,788
Property Taxes $338$4,056
Electricity $398$4,786
Total$3,590$43,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,085/yr
40% on housing$107,700/yr
45% on housing$95,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$683This listing

vs Other Active Listings

Avg $/sqft

ZIP 95838$196
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95838$323
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$535,000

For Sale by Agent

AgentKevin Hutty
BrokerageRE/MAX Gold

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