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1400 W Main St, Fairfield, IL, 62837

0beds
1baths
0sqft
$300,000
--price/sqft
$3,114/moest. monthly cost
$124,560/yrincome needed

About This Home

Prime commercial opportunity in a high-traffic location! This 1,500+/- sq ft newly remodeled building is ready for its next business owner and offers excellent visibility with a drive-thru option. The property comes fully equipped with equipment included, making it a great opportunity to step right into an established setup or bring your own business vision to life. With a convenient location, strong traffic flow, and a versatile layout, this space is ready to help your business succeed!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

7/10
7/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 0

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 2250034006
  • Lease amount: 0

Features

  • Frontage length: 0

Lot

  • Lot size: 0.33 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$1,113$13,356
Property Taxes $355$4,260
Electricity $130$1,569
Total$3,114$37,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,765/yr
40% on housing$93,420/yr
45% on housing$83,040/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 62837$80
Wayne County$83

vs Homes Sold Last Month

Median $/sqft

ZIP 62837
Wayne County$32

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-19Listed for sale$300,000

For Sale by Agent

AgentEthan Keyser
BrokerageKeys Real Estate

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