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238 Hill Valley Ln, Heathsville, VA, 22473

5beds
4baths
3,120sqft
$750,000
$240price/sqft
$4,857/moest. monthly cost
$194,280/yrincome needed

About This Home

Welcome home, to this immaculate, distinctive home with nice finishes. Home has a wonderful design that lends itself to entertaining family and friends. All rooms are spacious and well planned. Notice the beautiful hardwood floors, as you enter the open foyer. The finish moldings were built by skilled craftsmen. Any chef will appreciate all of the counter space and the abundant cabinetry. There's even a large pantry in the utility room. You're going to love the large center island, breakfast area, and separate dining room. The double ovens are really handy and they compliment the gas range. Enjoy reminiscing or watching all of the wildlife, in, and from your formal living room, with hardwood floors and bookcases. Your first floor primary suite is grand, offering a sitting area, separate closets, and luxurious carpeting. The primary bath features a low-rise shower, rain-shower head, double vanity, and a tile floor. There's an additional access to the crawl space, inside the primary suite. The sitting room could serve as another bedroom, should one need an additional, first floor bedroom. Upstairs, you'll be impressed with 3 more guest bedrooms and a nice office. Your guests can share 2 lovely, upstairs bathrooms. There's plenty of attic storage, but you also have storage, in the garage. To ease the workload, there's a thoughtful lift, already installed. Outside, you'll really appreciate the brick patio and deck. The hot tub hasn't been opened, this year. There's an open shed and tool shed, for storing all of your equipment. Amenities and ramp are nearby!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Age 0-9 yrs,Composition
  • Construction materials: Sheetrock Walls,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Non-Waterfront Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Surface Units,Wall Oven,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Breakfast Area,Dining Room,Kitchen-Bar

Features

  • 1st Floor Bedroom,Dining Room,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Hardwood,Tile,Wall to Wall Carpet
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,120
  • Total interior livable area: 3,120 sqft

Property

Details

  • Zoning description: TBD

Features

  • Levels: Two
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Hot Tub/Jet Tub
  • Waterbody name: Potomac River

Lot

  • Lot size: 24.53 Acres
  • Features: 20-50 acres,Cleared,Part Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Two Car,Elec Garage Door Opener,Stone Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Drought
Hurricane
Coastal Flooding
Cold Wave
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$478$5,736
Property Taxes $287$3,444
Electricity $300$3,606
Total$4,857$58,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,525/yr
40% on housing$145,710/yr
45% on housing$129,520/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 22473$239
Northumberland County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 22473
Northumberland County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$750,000

For Sale by Agent

AgentA. Joseph Self, Jr.
BrokerageJoe Self Realty

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