




10 N3082, Vernon, AZ, 85940
About This Home
Welcome to your own private mountain retreat in the Vernon countryside. Situated on 7.63 acres comprised of two separate parcels, this exceptional property offers breathtaking views of Ziegler Mountain, abundant privacy, and direct access to the outdoor lifestyle that makes the White Mountains so special. Built in 2022 with quality construction and thoughtful design, this 2-bedroom, 2-bath home features a versatile loft, luxury vinyl plank flooring throughout the main living areas, carpeted bedrooms, and an oversized laundry room. Large windows perfectly frame the surrounding landscape, bringing the spectacular mountain views indoors while allowing natural light to fill the home. The kitchen, living, and loft spaces create a comfortable and functional layout, (continued) while opportunities remain for a future owner to add their own personal finishing touches and make the property uniquely their own. Constructed with durability and efficiency in mind, the home features R-38 insulation, Colorado snow-load trusses, 5/8-inch fire-rated sheetrock throughout the bearing walls, loft, hallway, ceilings, propane surround, and garage. The split-face block stem wall is 100% concrete-filled with steel reinforcement every two feet, providing exceptional structural integrity. The oversized garage is equipped with an insulated metal garage door, while every window is protected by insulated metal security shutters for added peace of mind. The property is fully fenced with a gated entrance and is heavily treed, creating a serene setting where wildlife, fresh mountain air, and quiet surroundings can be enjoyed year-round. Outdoor enthusiasts will appreciate the proximity to National Forest access, offering endless opportunities for horseback riding, hiking, ATV adventures, and exploration. Forest roads provide access throughout the surrounding backcountry, including routes leading toward Greens Peak. Additional improvements include a 10' x 20' storage shed, Conex storage container, durable low-maintenance fiber cement siding, and a 2,200-gallon rainwater collection holding tank. The property is served by a shared well, and water has already been extended to the second parcel. A rare and valuable feature is the presence of two septic systems--one serving the existing residence and a second already installed on the additional parcel. This creates outstanding flexibility for future expansion, a guest home, additional residence, or investment opportunities, subject to applicable approvals. Whether you're seeking a full-time residence, mountain getaway, horse property, or a private basecamp for outdoor recreation, this one-of-a-kind Vernon property delivers unmatched views, quality construction, and room to grow in one of the White Mountains' most peaceful settings.
Getting Around
Schools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Stemwall
- Roof: Metal,Pitched
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Utility Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
Features
- Master Downstairs,Eat-in Kitchen,Shower,Tub/Shower,Pantry,Kitchen/Dining Room Combo,Split Bedroom
- Window features: Double Pane Windows,Tinted Windows
- Flooring: Carpet,Vinyl
- Fireplace features: Living Room,Wood Burning Stove
- Fireplace: Yes
Heating
- Heating features: Wood
Interior Area
- Total structure area: 1,350
- Total interior livable area: 1,350 sqft
Property
Details
- Parcel number: 10655011C
- Zoning description: Residential
Features
- Patio & porch: Deck
- Exterior features: Rain Gutters
- Fencing: Privacy,Wire
- Has view: Yes
- View description: Panoramic
- Horses can be raised: Yes
Lot
- Lot size: 7.63 Acres
- Features: Wooded
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Landslide
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Apache County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,780 | $33,360 |
| Home Insurance | $176 | $2,112 |
| Property Taxes | $96 | $1,152 |
| Electricity | $216 | $2,603 |
| Total | $3,268 | $39,216 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Listed for sale | $549,850 |
| 2020-02-20 | Sold | $19,000 |
| 2006-01-13 | Sold | $10,560 |
