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601 W Locust St, Princeton, KY, 42445

4beds
2baths
1,583sqft
$121,000
$76price/sqft
$931/moest. monthly cost
$37,240/yrincome needed

About This Home

Step into the charm and character of this historic 1.5 story home situated on a corner lot within the city limits of Princeton. Inside, you'll find spacious rooms, tall ceilings and a formal dining room perfect for hosting gatherings or holiday meals. The kitchen features stainless steel appliances, and tall cabinetry providing plenty of storage. Some of the home's original hardwood flooring still remains throughout adding warmth and timeless appeal. Enjoy relaxing mornings or quiet evenings on the covered front or back porches or unwind in the screened in sitting area. Just in time for summer, the backyard offers an above ground pool with a surrounding deck along with an outbuilding ideal for storing gardening tools and pool supplies. The fenced in yard offers a private retreat perfect for relaxing or entertaining.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter,Other
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl,Wood
  • Number of fireplaces: 4
  • Fireplace features: Dining Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,583

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,583
  • Total interior livable area: 1,583 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: P4107

Features

  • Private pool: Yes
  • Pool features: Above Ground

Lot

  • Lot size: 8,494 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $611$7,332
Home Insurance *$114$1,368
Property Taxes $52$624
Electricity $154$1,850
Total$931$11,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,920/yr
40% on housing$27,930/yr
45% on housing$24,826/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 42445$99
Caldwell County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 42445
Caldwell County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Price change$121,000
2026-06-19Listed for sale$128,000

For Sale by Agent

AgentBrandon Warfield
BrokerageBenchmark Realty, LLC - Murray

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