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568 Creekside Ct, Halfmoonbay, CA, 94019

5beds
4baths
2,470sqft
$2,850,000
$1,154price/sqft
$16,812/moest. monthly cost
$672,480/yrincome needed

About This Home

Exceptional 4BD/3.5BA home with 1BD/1BA JADU, offering 2,880 sqft of refined coastal living in the heart of Half Moon Bay. Thoughtfully designed with an open-concept layout, the main residence features a beautifully appointed kitchen that flows seamlessly into the dining and living areas ideal for both everyday living and entertaining.High-quality finishes and designer flooring throughout add warmth and sophistication. Three bedrooms are located upstairs, including a spacious primary suite with a walk-in closet, while a main-level bedroom with an ensuite bath provides ideal flexibility for guests or multigenerational living.The attached ADU offers exceptional versatility perfect for guests, extended family, rental income, or a private office.Green-rated and energy-efficient, the property is equipped with solar panels and is backup battery compatible offering modern sustainability and long-term savings. Additional highlights include a upper-level laundry area and a two-car garage.Unbeatable location just one block from downtown Half Moon Bay with exceptional walkability. Enjoy easy access to cafes, shops, farmers market, fitness studios, and nearby beaches all just minutes from your front door.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
87
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Basement

  • Area: 0

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Dining Room

  • Area: 0

Family Room

  • Area: 0

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 2,470
  • Total interior livable area: 2,470 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 056150370

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced

Lot

  • Lot size: 5,649 sqft
  • Features: Urban,Sprinklers Auto,Mature Landscape,Synthetic Lawn,Drip System

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Drought
Landslide
Wildfire

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,411$172,932
Home Insurance *$376$4,512
Property Taxes $1,496$17,952
Electricity $529$6,355
Total$16,812$201,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$576,411/yr
40% on housing$504,360/yr
45% on housing$448,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,154This listing

vs Other Active Listings

Avg $/sqft

ZIP 94019$826
San Mateo County$914

vs Homes Sold Last Month

Median $/sqft

ZIP 94019$821
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Pending sale$2,600,000
2026-08-14Price change$2,600,000
2026-07-03Price change$2,850,000
2026-06-20Listed for sale$2,899,999

For Sale by Agent

AgentMishelle Westendorf
BrokerageCalifornia Relocation Network

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