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14 E Keel Drive, Hampstead, NC, 28443

5beds
5baths
3,955sqft
$995,000
$252price/sqft
$6,093/moest. monthly cost
$243,720/yrincome needed

About This Home

40 ft Boat Slip available as separate purchase. Welcome to Salters Haven at Lea Marina, where coastal luxury meets exceptional craftsmanship in this stunning new construction by Atlantic Homes. Perfectly positioned on a desirable corner homesite, this is the only available new construction opportunity currently offered in one of coastal North Carolina's most sought-after waterfront communities. Spanning an impressive 3,955 heated square feet, this thoughtfully designed residence offers the ideal blend of elegance, comfort, and functionality. A rare 3 car garage for all the toys. Step inside to soaring ceilings, oversized 8-foot doors, and an expansive open-concept floor plan designed for both everyday living and effortless entertaining. The chef-inspired kitchen serves as the heart of the home, featuring a massive island and abundant workspace that seamlessly connects to the living and dining areas. The main level offers exceptional convenience with three spacious bedrooms, three full baths, and a dedicated office, creating the perfect setup for families, guests, or remote work. An all-season sunroom with its own dedicated HVAC system extends the living space year-round, providing the perfect place to relax and enjoy the coastal lifestyle regardless of the season. Upstairs, a second dormer enhances the oversized bonus room while two additional finished rooms, each with their own private bath, bring the total to five bedrooms and five full bathrooms, offering incredible flexibility for guests, hobbies, or multi-generational living. Located within the waterfront community of Salters Haven at Lea Marina, residents enjoy access to exceptional amenities, marina access, walking trails, clubhouse, pool, and the relaxed coastal lifestyle that has made this community one of the area's premier destinations. Don't miss this rare opportunity to own the only new construction home currently available in Salters Haven.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Topsail Elementary SchoolGrades PK-42.7 mi
6/10
Topsail Middle SchoolGrades 5-82.9 mi
8/10
Topsail High SchoolGrades 9-122.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2027

Materials

  • Foundation: Raised,Slab
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Mud Room,Pantry,Walk-in Shower,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Propane,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,955
  • Total interior livable area: 3,955 sqft

Property

Details

  • Parcel number: 32923452080000
  • Zoning: RP
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Front Porch,Glass Enclosed,Rear Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 3500 - 3999

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Inland Flooding
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$238$2,856
Property Taxes $456$5,472
Electricity $368$4,420
Total$6,093$73,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,902/yr
40% on housing$182,790/yr
45% on housing$162,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 28443$269
Pender County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 28443$220
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$995,000

New Construction

AgentBrett Blizzard
BrokerageDestination Realty Corporation, LLC

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