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12 Channing Place #1R, Eastchester, NY, 10709

3beds
2baths
1,500sqft
$599,000
$399price/sqft
$4,352/moest. monthly cost
$174,080/yrincome needed

About This Home

Spacious ground-floor 3-bedroom, 2-bath co-op in sought-after Channing Place offering approximately 1,500 square feet of comfortable living space in a quiet cul-de-sac setting. Enjoy the convenience of first-floor living in this bright and inviting home featuring oversized windows, generous room sizes, abundant closet space, a large living and dining area, a primary bedroom with an en-suite bath, and the potential for an in-unit washer and dryer. Residents enjoy assigned parking, private storage, lake and beach rights at Lake Innisfree, and all the benefits of Eastchester living, including convenient access to shopping, dining, parks, transportation, and eligibility for Lake Isle membership. Bring your vision and make this home your own. Offering an exceptional layout, spacious rooms, and a highly desirable ground-floor location, this unit presents an excellent opportunity to update and personalize to your taste. Being sold as-is, it provides the perfect canvas for a buyer looking to create value while designing a home that reflects their own style.

Getting Around

33
WalkingCar-Dependent
41
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

7/10
8/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1960

Materials

  • Construction materials: Brick

Notable Dates

  • Major remodel year: 1962

Type & Style

  • Home type: Cooperative
  • Architectural style: Garden
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Oil,Radiant
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$159$1,908
Property Taxes $918$11,016
Electricity $247$2,974
Total$4,352$52,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,211/yr
40% on housing$130,560/yr
45% on housing$116,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 10709$415
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10709$488
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$599,000
2026-07-07Price change$599,000
2026-06-20Listed for sale$499,000

For Sale by Agent

AgentSimone Barnes
BrokerageRPM Westchester

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