3509 HARVEST GARDENS LOOP, Plant City, FL, 33565
About This Home
Under Construction. The builder is offering buyers up to $25,000 towards closing costs with the use of a preferred lender and title company. Farm at Varrea offers new homes in Plant City, located right off Midway Road, and less than 10 minutes from I-4. Easy access to the interstate provides a seamless commute to the large surrounding cities such as Tampa, Orlando, and Lakeland. Farm at Varrea, nestled among grand oak trees, provides a small-town, rural feel, yet allows homeowners to be immersed in all that Plant City can provide. Just 11 minutes away, you'll find Downtown Plant City with a main street bustling with unique shops, restaurants, and entertainment. Not only is the community in a prime location, but it sits in the center of the Strawberry Capital, where the famous Strawberry Festival is held annually, bringing rides, vendors, and live entertainment to the city. Each home in this community is constructed with concrete blocks on 1st and 2nd stories, comes equipped Smart Home System. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Other
- Builder model: Hemingway
- Builder name: D.R.Horton
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Den
- Level: First
- Area: 144
- Dimensions: 12x12
Features
- Open Floorplan
- Door features: Sliding Doors
- Flooring: Carpet,Ceramic Tile
Great Room
- Level: First
- Area: 225
- Dimensions: 15x15
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 3,636
- Total interior livable area: 2,934 sqft
Kitchen
- Level: First
- Area: 132
- Dimensions: 11x12
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 210
- Dimensions: 14x15
Property
Details
- Parcel number: P112822D9Z00000000026.0
- Zoning: PD/PD
- Special condition: None
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 6,696 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Drought
- Hail
- Heat Wave
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hillsborough County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,287 | $27,444 |
| Home Insurance * | $276 | $3,312 |
| Property Taxes | $316 | $3,792 |
| Electricity | $295 | $3,543 |
| Total | $3,174 | $38,088 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $453,350 |
| 2026-08-08 | Price change | $454,000 |
| 2026-08-06 | Price change | $453,350 |
| 2026-08-04 | Price change | $453,340 |
| 2026-06-23 | Price change | $452,340 |
| 2026-06-20 | Listed for sale | $450,340 |
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