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2730 S 11th St, Gadsden, AL, 35904

2beds
1baths
937sqft
$99,900
$107price/sqft
$914/moest. monthly cost
$36,560/yrincome needed

About This Home

NEW FLOORING!! FRESHLY PAINTED!! This charming 2-bedroom, 1-bath home offers approximately 937 square feet of comfortable living space. The property sits on a spacious +-0.34 acre lot, providing room for outdoor enjoyment, gardening, or future improvements. Ideal for first-time homebuyers, investors, or those looking to downsize.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

3/10
5/10
Sansom Middle SchoolGrades 6-81.9 mi
4/10
Gadsden City High SchoolGrades 9-120.5 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: LVP
  • Level: First
  • Area: 49

Bedroom2

  • Features: LVP Flooring
  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 937 sqft

Kitchen

  • Features: Vinyl
  • Area: 88

Living Room

  • Features: LVP
  • Area: 273

Master Bedroom

  • Features: LVP
  • Level: First
  • Area: 182

Property

Details

  • Parcel number: 1504180001076.001

Parking

  • Parking features: Circular Driveway,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$143$1,716
Property Taxes $26$312
Electricity $240$2,881
Total$914$10,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,337/yr
40% on housing$27,420/yr
45% on housing$24,373/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 35904$71
Etowah County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 35904$91
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Price change$99,000
2026-06-20Listed for sale$99,900

For Sale by Agent

AgentAnnette O'Dell
BrokerageKW Gadsden

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