




8 Zowllar Rd, Ogdensburg, NY, 13669
About This Home
A picturesque view and easy access to the lake is what you will find at this seasonal property located on Black Lake. If fishing, kayaking or just lake living is what you are looking for, this could be the cottage for you. With 65’ of lakefront, this 2 bedroom, 2 bath cottage is located on a dead end road, away from the main road with potential year round access. Cottage comes completely furnished including all appliances. Walking through the kitchen area you will notice updated cabinets and countertops. The 20’x11’ family room with many windows facing the lake will not disappoint. Outside you will find a 20x14 garage, including a riding John Deere lawn mower. The property has a gentle walking slope to the lake.The 80’ rolling aluminum dock is also included with the property.The Black Lake boat launch is located approximately 9 miles from the cottage.
Getting Around
Schools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Crawl Space,Pier,Concrete Perimeter
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Clothes Dryer-Elec,Clothes washer,Microwave oven,Refrigerator,Stove-Elec,Water Heater(Electric)
- Laundry features: Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Vinyl
Heating
- Heating features: Propane
Interior Area
- Total structure area: 800
Property
Details
- Parcel number: 85.03912
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront
- Waterbody name: Black Lake
- Frontage length: Water Frontage: 65
Lot
- Lot size: 0.25 Acres
- Features: Sloped
- Lot size dimensions: 65 x 170
Parking
- Total spaces: 1
- Parking features: Detached garage,Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lawrence County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $733 | $8,796 |
| Home Insurance * | $142 | $1,704 |
| Property Taxes | $233 | $2,796 |
| Electricity | $246 | $2,954 |
| Total | $1,354 | $16,248 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $145,000 |
| 2026-07-28 | Price change | $145,000 |
| 2026-07-01 | Listed for sale | $155,000 |
| 2026-06-28 | Pending sale | $155,000 |
| 2026-06-21 | Listed for sale | $155,000 |
