1176 Pine St, San Francisco, CA, 94109
About This Home
Rare mixed-use opportunity in the heart of San Francisco's prestigious Nob Hill neighborhood! It features a unique 3-unit commercial/residential configuration offering exceptional flexibility for investors, or owner-users. The property consists of a street-facing commercial storefront at the front, ideal for retail, office, studio, or service-oriented businesses, creating excellent visibility and foot traffic exposure. A charming central courtyard provides a private transitional space between the commercial & residential components, enhancing light, airflow, and tenant enjoyment. At the rear, a separate three-story building houses 2 residential units, offering versatile layout presents an outstanding opportunity for income. Situated in one of San Francisco's most iconic neighborhoods, this prime Nob Hill location offers convenient access to Downtown SF, the Financial District, Union Square, Chinatown, and North Beach. Close to Grace Cathedral, cable car line, and Fairmont Hotel. Residents will appreciate the abundance of restaurants, cafes, boutique shopping, & entertainment venues. Nob Hill's central location, rich architectural character, excellent transit options, & enduring appeal make this an exceptional investment in one of San Francisco's most sought-after neighborhoods.
Getting Around
Walker's Paradise
Rider's Paradise
BikeableSchools
Construction
Condition
- Year built: 1911
Materials
- Foundation: Other
- Roof: Other
Type & Style
- Home type: MultiFamily
- Property subType: Residential Income
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
Features
- Door features: None
Heating & Cooling
- Heating features: Other
- Cooling features: None
Interior Area
- Total structure area: 3,055
- Total interior livable area: 3,055 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0252012
- Zoning: RM4
- Special condition: Standard
Features
- Stories: 1
Lot
- Lot size: 3,436 sqft
Parking
- Parking features: On Street
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in San Francisco County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,037 | $120,444 |
| Home Insurance * | $915 | $10,980 |
| Property Taxes | $1,191 | $14,292 |
| Electricity | $655 | $7,861 |
| Total | $12,798 | $153,576 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-21 | Listed for sale | $1,985,000 |
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