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4504 Center Ter #4504, Wilmington, DE, 19802

2beds
2baths
0sqft
$249,000
--price/sqft
$1,756/moest. monthly cost
$70,240/yrincome needed

About This Home

Nestled in the lush, park-like setting of Paladin Club, this beautifully appointed condo offers the perfect blend of effortless living and sophisticated style. Ideally located just minutes from premier shopping, dining, and entertainment, 4504 Center Terrace is a true turnkey retreat. Step inside to discover a light-filled 2-bedroom, 2-bath residence designed for both comfort and entertaining. The updated kitchen features stainless steel appliances, granite countertops, and a spacious peninsula ideal for casual dining or gathering with guests. Flowing seamlessly into the dining area—with direct access to the private terrace—the open-concept layout creates an inviting atmosphere throughout. At the heart of the home, a stunning fireplace serves as a striking focal point, connecting the elegant entry hall, dining room, and expansive living room. Large windows bathe the space in natural light, enhancing the home's warm and welcoming ambiance. The serene primary suite offers custom-designed closets and a private ensuite bath, creating a luxurious escape at the end of the day. A thoughtfully separated guest bedroom—currently configured as a home office—features a generous closet and its own private hallway with convenient access to a full bath and utility area. In-unit laundry adds to the home's everyday convenience. Offered completely furnished, (for an agreeable price), this exceptional residence is ready for immediate enjoyment. For added convenience, a garage space is also available for separate purchase (Garage Unit: 302 Highland Ct, Unit G). Experience low-maintenance luxury living in one of the area's most desirable condo communities—where comfort, convenience, and style come together beautifully.

Getting Around

38
WalkingCar-Dependent
36
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Traditional,Transitional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Unit

Bathroom1

  • Level: Main

Bedroom2

  • Features: Flooring - Solid Hardwood,Window Treatments
  • Level: Main
  • Area: 99
  • Dimensions: 9 X 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - Solid Hardwood
  • Level: Main
  • Area: 176
  • Dimensions: 11 X 16

Features

  • Window features: Screens
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 0
  • Common walls with other units/homes: 1 Common Wall,No One Above

Foyer

  • Features: Flooring - Solid Hardwood
  • Level: Main
  • Area: 21
  • Dimensions: 3 X 7

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Flooring - Solid Hardwood,Granite Counters,Built-in Features,Countertop(s) - Solid Surface,Dining Area,Breakfast Bar
  • Level: Main
  • Area: 99
  • Dimensions: 11 X 9

Living Room

  • Features: Flooring - Solid Hardwood,Fireplace - Gas,Window Treatments
  • Level: Main
  • Area: 304
  • Dimensions: 16 X 19

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Features: Attached Bathroom,Flooring - Solid Hardwood,Walk-In Closet(s)
  • Level: Main
  • Area: 176
  • Dimensions: 11 X 16

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 06149.00062.C.4504
  • Attached to another structure: Yes
  • Zoning: NCAP
  • Special condition: Standard
  • Other equipment: Negotiable
  • Exclusions: Personal Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Lighting,Extensive Hardscape,Flood Lights,Play Area,Sidewalks,Stone Retaining Walls,Street Lights,Tennis Court(s),Other,Balcony

Lot

  • Features: Additional Lot(s),Backs to Trees,Adjoins - Open Space,Adjoins - Public Land,Backs - Open Common Area
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Storage,Garage Faces Front,Detached,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$97$1,164
Property Taxes $149$1,788
Electricity $251$3,021
Total$1,756$21,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,205/yr
40% on housing$52,680/yr
45% on housing$46,826/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 19802$118
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19802$191
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Listed for sale$249,000
2026-07-14Contingent$249,000
2026-06-22Listed for sale$249,000

For Sale by Agent

AgentSteven Anzulewicz
BrokerageKeller Williams Realty Wilmington

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