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271 Green Oak Dr, Belmont, NC, 28012

2beds
2baths
1,154sqft
$75,000
$65price/sqft
$648/moest. monthly cost
$25,920/yrincome needed

About This Home

Welcome home to this immaculate, gently-lived-in 2022 manufactured home. Offering the perfect blend of modern style and comfortable living, this bright and airy floor plan maximizes every square foot.The heart of the home features a beautiful, open-concept kitchen equipped with sleek appliances, ample counter space, and a center island perfect for entertaining. The adjoining living room is spacious and filled with natural light.Retreat to the generous primary suite, which includes a large walk-in closet and a private, spa-inspired en-suite bathroom. The second bedroom is nicely sized, making it ideal for a guest room, home office, or hobby space. All appliances are included with the sale of this home. Outside, you'll appreciate the low-maintenance exterior. Whether you plan to keep the home on its current lot or move it to your own land, this 2022 model provides a fantastic, turn-key opportunity. Currently located in the Cato Homes Community in Belmont - Lot rent is $410/month or seller is offering $5,000 towards relocating the home to your property. Easy access to I-85, Uptown Charlotte, Charlotte Douglas Airport and UNC. Serious inquires only please

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

--
J B Page Primary SchoolGrades PK-11.4 mi
5/10
Belmont Middle SchoolGrades 6-80.5 mi
8/10
South Point High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,154 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$21$252
Property Taxes $48$576
Electricity $200$2,405
Total$648$7,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,217/yr
40% on housing$19,440/yr
45% on housing$17,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$212
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Price change$70,000,000
2026-06-21Listed for sale$75,000

For Sale by Owner

AgentProperty Owner

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