See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2009 Zirk Ave #6, Chula Vista, CA, 91911

2beds
2baths
1,331sqft
$599,900
$451price/sqft
$3,863/moest. monthly cost
$154,520/yrincome needed

About This Home

This new three-story townhome ready for move- in Oct/Nov 2026, delivers modern design ready for any lifestyle. The second floor features an open plan with a Great Room that flows naturally into the dining room and kitchen—all extending to a welcoming deck where indoor and outdoor living blend effortlessly. The third floor is made for rest and relaxation, with a generous owner's suite complete with spa-inspired bath and walk-in closet, plus a second bedroom steps from a full bathroom.

Getting Around

10
WalkingCar-Dependent
0
TransitNo Nearby Transit
10
BikeSomewhat Bikeable

Schools

9/10
7/10
9/10
Olympian High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Common Roof
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Washer
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,331
  • Total interior livable area: 1,331 sqft

Property

Details

  • Parcel number: 00000000

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: Association,Below Ground,Community/Common
  • Fencing: N/K

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$98$1,176
Property Taxes $334$4,008
Electricity $398$4,786
Total$3,863$46,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,445/yr
40% on housing$115,890/yr
45% on housing$103,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$451This listing

vs Other Active Listings

Avg $/sqft

ZIP 91911$370
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91911$573
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$599,900
2026-06-21Listed for sale$613,900

For Sale by Agent

AgentMark Schultz
BrokerageMark Schultz Broker

Similar Homes