12716 BALSAM AVENUE, Hudson, FL, 34669
About This Home
POOL HOME UNDER $400K | NEW 2026 ROOF | 2023 HVAC | NO HOA | NO CDD | NO FLOOD INSURANCE REQUIRED!!! Now offered at $394,900, this move-in-ready 3-bedroom, 2-bath Hudson pool home combines major recent updates with the freedom of no HOA or CDD. Enjoy your own screened in-ground pool and covered lanai, peaceful wooded views, and a quiet dead-end street. Major improvements include a NEW ROOF (2026), fresh exterior paint (2026), and a 2023 HVAC with UV light sanitizer, giving buyers added peace of mind. Inside, the open split-bedroom floor plan offers soaring ceilings, abundant natural light, a spacious primary suite with direct pool access, dual vanities, a garden tub, and separate shower. A guest bedroom also opens directly to the pool. The kitchen features a center island, breakfast nook and updated flooring. Additional features include a brick-paver driveway and walkway, screened garage door, irrigation system and 2-car garage. NO HOA • NO CDD • NO FLOOD INSURANCE REQUIRED • PRIVATE POOL • NEW ROOF • 2023 HVAC
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Range Hood,Refrigerator
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Kitchen/Family Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Walk-In Closet(s)
- Flooring: Ceramic Tile,Laminate,Vinyl
Great Room
- Features: Walk-In Closet(s)
- Level: First
- Area: 300
- Dimensions: 20x15
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,621
- Total interior livable area: 1,699 sqft
Kitchen
- Level: First
- Area: 168
- Dimensions: 14x12
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 204
- Dimensions: 17x12
Property
Details
- Parcel number: 032517003A000000590
- Zoning: 0PUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: In Ground
- Exterior features: Irrigation System,Rain Gutters
Lot
- Lot size: 8,400 sqft
Parking
- Total spaces: 4
- Parking features: Garage - Attached,Carport
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 4
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $222 | $2,664 |
| Property Taxes | $647 | $7,764 |
| Electricity | $197 | $2,366 |
| Total | $3,139 | $37,668 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $394,900 |
| 2026-08-04 | Price change | $399,900 |
| 2026-07-15 | Listed for sale | $410,000 |
| 2025-03-28 | Sold | $341,526 |
| 2024-11-22 | Pending sale | $355,000 |
| 2024-11-12 | Price change | $355,000 |
| 2024-10-11 | Listed for sale | $364,900 |
| 2023-10-18 | Sold | $349,400 |
| 2023-09-03 | Pending sale | $355,000 |
| 2023-08-16 | Listed for sale | $355,000 |
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