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20801 County Road 50, Park Rapids, MN, 56470

3beds
2baths
2,197sqft
$572,000
$260price/sqft
$3,819/moest. monthly cost
$152,760/yrincome needed

About This Home

Brand-new construction on 6.4 acres surrounded by state land! This beautifully designed 3-bedroom, 2-bath home offers convenient one-level living with comfortable in-floor heat, custom alder cabinetry, and abundant storage throughout. The spacious bonus room above the oversized garage provides endless possibilities - use it as a game room, home office, guest space, or a dedicated area for the kids' toys. The primary suite features a walk-in closet and private bathroom, while the oversized garage offers plenty of room for vehicles, ATVs, snowmobiles, lake gear, and a workshop. Enjoy peaceful mornings on the covered front porch and relax in the evenings on the wraparound patio, all while taking in the privacy and natural beauty of the surrounding state land. Conveniently located near Little Sand Lake access, this property is ideal for boating, fishing, trail riding, wildlife watching, and enjoying everything Minnesota's outdoors has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Chandelier,Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 150
  • Dimensions: 12' x 12'6

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11' x 10'

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 11' x 10'

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 528
  • Dimensions: 16' x 33'

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,197

Foyer

  • Level: Main
  • Area: 60
  • Dimensions: 5' x 12'

Heating & Cooling

  • Heating features: Baseboard,Boiler,Ductless Mini-Split,In-Floor Heating,Radiant,Zoned
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 2,197
  • Total interior livable area: 2,197 sqft

Kitchen

  • Level: Main
  • Area: 273
  • Dimensions: 21' x 13'

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 8' x 6'

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 16' x 14'

Mud Room

  • Level: Main
  • Area: 80
  • Dimensions: 8' x 10'

Other

  • Level: Main
  • Area: 30
  • Dimensions: 5' x 6'

Primary Bathroom

  • Level: Main
  • Area: 55
  • Dimensions: 10' x 5'6

Storage

  • Level: Main
  • Area: 144
  • Dimensions: 16' x 9'

Walk In Closet

  • Level: Main
  • Area: 39
  • Dimensions: 6' x 6'6

Walk In Closet

  • Level: Main
  • Area: 32
  • Dimensions: 8' x 4'

Property

Accessibility

  • Accessibility features: Hallways 42"+,No Stairs Internal

Details

  • Parcel number: 163602321
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 2668

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Patio,Porch
  • Fencing: None

Lot

  • Lot size: 6.39 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 988 x 651 x 752

Parking

  • Total spaces: 3
  • Parking features: Attached,Gravel,Electric,Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Drought
Lightning
Tornado

FEMA Declared Disasters in Hubbard County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,892$34,704
Home Insurance *$390$4,680
Property Taxes $352$4,224
Electricity $185$2,223
Total$3,819$45,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,937/yr
40% on housing$114,570/yr
45% on housing$101,840/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 56470$237
Hubbard County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 56470
Hubbard County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$572,000
2026-06-25Listed for sale$575,000

New Construction

AgentRhonda Gartner
BrokerageKeller Williams Realty Professionals

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